Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Senco GoldBOM:543936 -0.23%96 ROE % is 24.96% as of Mar. 2026, which is 45% above its 10-year median of 17.26. GuruFocus rates BOM:543936 with a GF Score™ of 96/100 and a GF Value™ of ₹498.62 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,097 Retail - Cyclical companies, Senco Gold ranks better than 86.24% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Senco Gold's annualized net income for the quarter that ended in Mar. 2026 was ₹6,275 Mil. Senco Gold's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₹25,137 Mil. Therefore, Senco Gold's annualized ROE % for the quarter that ended in Mar. 2026 was 24.96%.
The historical rank and industry rank for Senco Gold's ROE % or its related term are showing as below:
BOM:543936'
s ROE % Range Over the Past 10 Years
Min: 9.55 Med: 17.26 Max: 26.14
Current: 26.14
During the past 13 years, Senco Gold's highest ROE % was 26.14%. The lowest was 9.55%. And the median was 17.26%.
BOM:543936's ROE % is ranked better than 86.24% of 1097
companies
in the Retail - Cyclical industry
Industry Median: 6.49
vs BOM:543936: 26.14
Senco Gold (BOM:543936) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Senco Gold ROE % Related Terms
Senco Gold ROE % Historical Data
* Premium members only.
The historical data trend for Senco Gold's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Senco Gold's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Senco Gold ROE % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Senco Gold's ROE % distribution charts can be found below:
* The bar in red indicates where Senco Gold's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Senco Gold (BOM:543936) has a ROE % of 24.96% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Senco Gold and its competitors. This is 45% above median its historical median of 17.26. Over the past decade, Senco Gold's ROE % has ranged from 9.55 to 26.14. According to the industry distribution chart, Senco Gold ranks #151 out of 1097 companies in the Retail - Cyclical industry, placing it in the top 13.8%.
Is Senco Gold's ROE % too high?
Senco Gold's current ROE % of 24.96% is 45% above median its 10-year median of 17.26. Over the past 10 years, this metric has ranged from a low of 9.55 to a high of 26.14. The Retail - Cyclical industry median ROE % is 6.49. Senco Gold's value of 24.96% is 284.6% above this industry median. Based on the distribution chart, Senco Gold ranks #151 out of 1097 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Senco Gold has a GF Score™ of 96/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Senco Gold's ROE % compare to TPR?
According to the Retail - Cyclical industry distribution chart, Senco Gold ranks #151 out of 1097 companies for ROE %. This places Senco Gold in the top 14% of its industry — outperforming the majority of peers. The industry median ROE % is 6.49. Senco Gold's value of 24.96% is 284.6% above this benchmark. Historically, Senco Gold's own ROE % has ranged from 9.55 to 26.14 over the past decade. While the company's 10-year median is 17.26 vs. the industry median of 6.49, Senco Gold has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Cyclical company?
The median ROE % among Retail - Cyclical companies is 6.49, based on 1,097 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Senco Gold's current ROE % of 24.96% is 284.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Senco Gold and its competitors. For the Retail - Cyclical industry, the median ROE % is 6.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Senco Gold's current ROE % is 24.96%, which is 45% above median its own 10-year median of 17.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Senco Gold stock overvalued right now?
Based on GuruFocus' analysis, Senco Gold (BOM:543936) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹498.62, compared to a current price of ₹364.45 — trading 26.9% below its estimated fair value. The current ROE % is 24.96%, which is 45% above median its 10-year median of 17.26 and 284.6% above the Retail - Cyclical industry median of 6.49. Senco Gold's overall GF Score™ is 96/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Senco Gold (BOM:543936), the current ROE % is 24.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Senco Gold (BOM:543936) Overvalued in 2026?
Based on GuruFocus' analysis, Senco Gold stock appears to be undervalued.
The current stock price of ₹364.45 is trading 26.9% below its estimated GF Value™ of ₹498.62.
GuruFocus considers Senco Gold to be Modestly Undervalued.
Key valuation signals for BOM:543936:
ROE %: 24.96% (45% above median its 10-year median of 17.26)
GF Value™: ₹498.62 vs. price of ₹364.45 (26.9% below fair value)
Industry Position: 284.6% above the Retail - Cyclical median (#151 of 1097)
No single metric tells the full story. See the BOM:543936 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Senco Gold Ltd is a pan-India jewellery retail company with a history of more than five decades, and has a fourth-generation entrepreneur in the jewellery industry as its Promoter. The company principally sell gold and diamond jewellery and also sells jewellery made of silver, platinum, precious and semi-precious stones and other metals. Its other offerings also include costume jewellery, gold and silver coins and utensils made of silver. Its products are sold under the Senco Gold & Diamonds tradename, through multiple channels, including its 75 Company Operated Showrooms and 61 Franchisee Showrooms and various online platforms, including its website. Geographically, the company generates the majority of its revenue from India.
96GF Score
Get the complete analysis for BOM:543936
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:543936 has been successfully added to your 
