Giordano InternationalFRA:GIO +2.22%91 Return-on-Tangible-Equity is 12.66% as of Dec. 2025, which is 14% below its 10-year median of 14.76. GuruFocus rates FRA:GIO with a GF Score™ of 91/100 and a GF Value™ of €0.17 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,055 Retail - Cyclical companies, Giordano International ranks better than 64.27% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Giordano International's annualized net income for the quarter that ended in Dec. 2025 was €21.1 Mil. Giordano International's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €166.4 Mil. Therefore, Giordano International's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 12.66%.
The historical rank and industry rank for Giordano International's Return-on-Tangible-Equity or its related term are showing as below:
FRA:GIO'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -5.57 Med: 14.76 Max: 23.39
Current: 14.53
During the past 13 years, Giordano International's highest Return-on-Tangible-Equity was 23.39%. The lowest was -5.57%. And the median was 14.76%.
FRA:GIO's Return-on-Tangible-Equity is ranked better than 64.27% of 1055
companies
in the Retail - Cyclical industry
Industry Median: 8.28
vs FRA:GIO: 14.53
Giordano International (FRA:GIO) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Giordano International Return-on-Tangible-Equity Related Terms
Giordano International Return-on-Tangible-Equity Historical Data
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The historical data trend for Giordano International's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Giordano International Return-on-Tangible-Equity Chart
FRA:GIO vs TJX, ROST, BURL: Return-on-Tangible-Equity Comparison
For the Apparel Retail subindustry, Giordano International's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Giordano International Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Giordano International's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Giordano International's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.66% mean?
Giordano International (FRA:GIO) has a Return-on-Tangible-Equity of 12.66% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Giordano International and its competitors. This is 14% below median its historical median of 14.76. According to the industry distribution chart, Giordano International ranks #377 out of 1055 companies in the Retail - Cyclical industry, placing it in the top 35.7%.
Is Giordano International's Return-on-Tangible-Equity too high?
Giordano International's current Return-on-Tangible-Equity of 12.66% is 14% below median its 10-year median of 14.76. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.28. Giordano International's value of 12.66% is 52.9% above this industry median. Based on the distribution chart, Giordano International ranks #377 out of 1055 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Giordano International has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Giordano International's Return-on-Tangible-Equity compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Giordano International ranks #377 out of 1055 companies for Return-on-Tangible-Equity. This puts Giordano International in the upper half of its industry. The industry median Return-on-Tangible-Equity is 8.28. Giordano International's value of 12.66% is 52.9% above this benchmark. While the company's 10-year median is 14.76 vs. the industry median of 8.28, Giordano International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.28, based on 1,055 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Giordano International's current Return-on-Tangible-Equity of 12.66% is 52.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Giordano International and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Giordano International's current Return-on-Tangible-Equity is 12.66%, which is 14% below median its own 10-year median of 14.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Giordano International stock overvalued right now?
Based on GuruFocus' analysis, Giordano International (FRA:GIO) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.17, compared to a current price of €0.14 — trading 18.8% below its estimated fair value. The current Return-on-Tangible-Equity is 12.66%, which is 14% below median its 10-year median of 14.76 and 52.9% above the Retail - Cyclical industry median of 8.28. Giordano International's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Giordano International (FRA:GIO), the current Return-on-Tangible-Equity is 12.66% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Giordano International (FRA:GIO) Overvalued in 2026?
Based on GuruFocus' analysis, Giordano International stock appears to be undervalued.
The current stock price of €0.14 is trading 18.8% below its estimated GF Value™ of €0.17.
GuruFocus considers Giordano International to be Modestly Undervalued.
Key valuation signals for FRA:GIO:
Return-on-Tangible-Equity: 12.66% (14% below median its 10-year median of 14.76)
GF Value™: €0.17 vs. price of €0.14 (18.8% below fair value)
Industry Position: 52.9% above the Retail - Cyclical median (#377 of 1055)
No single metric tells the full story. See the FRA:GIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Giordano International Ltd is an apparel manufacturer and retailer with thousands of stores in the Asia-Pacific region. Giordano's has both self-operated and franchised stores. The Giordano brand, encompassing Giordano Men, Giordano Women, and Giordano Junior, generates the vast majority of the company's sales, mostly through Giordano Men. Other brands include Giordano Ladies, BSX, Beau Monde, and Eula. There are two operating segments: Retail and Distribution; and Wholesales to Overseas Franchisees. The Retail and Distribution segment is geographically managed through Mainland China and the Gulf Cooperation Council (the GCC), Hong Kong and Macau, Taiwan, Southeast Asia and Australia, and Wholesale to Overseas Franchisees.
91GF Score
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