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Giordano InternationalFRA:GIO +0.71%91 Debt-to-EBITDA is 0.88 as of Dec. 2025, which is 33% above its 10-year median of 0.66. GuruFocus rates FRA:GIO with a GF Score™ of 91/100 and a GF Value™ of €0.17 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 902 Retail - Cyclical companies, Giordano International ranks better than 80.49% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Giordano International's Debt-to-EBITDA or its related term are showing as below:
FRA:GIO'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.32 Med: 0.66 Max: 1.07
Current: 0.84
During the past 13 years, the highest Debt-to-EBITDA Ratio of Giordano International was 1.07. The lowest was 0.32. And the median was 0.66.
FRA:GIO's Debt-to-EBITDA is ranked better than 80.49% of 902
companies
in the Retail - Cyclical industry
Industry Median: 2.4
vs FRA:GIO: 0.84
Giordano International (FRA:GIO) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Giordano International Debt-to-EBITDA Related Terms
Giordano International Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Giordano International's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:GIO vs TJX, ROST, BURL: Debt-to-EBITDA Comparison
For the Apparel Retail subindustry, Giordano International's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Giordano International Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Giordano International's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Giordano International's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Giordano International (FRA:GIO) has a Debt-to-EBITDA of 0.88 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Giordano International. This is 33% above median its historical median of 0.66. Over the past decade, Giordano International's Debt-to-EBITDA has ranged from 0.32 to 1.07. According to the industry distribution chart, Giordano International ranks #176 out of 902 companies in the Retail - Cyclical industry, placing it in the top 19.5%.
Is Giordano International's Debt-to-EBITDA too high?
Giordano International's current Debt-to-EBITDA of 0.88 is 33% above median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 1.07. The Retail - Cyclical industry median Debt-to-EBITDA is 2.40. Giordano International's value of 0.88 is 63.3% below this industry median. Based on the distribution chart, Giordano International ranks #176 out of 902 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Giordano International has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Giordano International's Debt-to-EBITDA compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Giordano International ranks #176 out of 902 companies for Debt-to-EBITDA. This places Giordano International in the top 20% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 2.40. Giordano International's value of 0.88 is 63.3% below this benchmark. Historically, Giordano International's own Debt-to-EBITDA has ranged from 0.32 to 1.07 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 2.40, Giordano International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.40, based on 902 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Giordano International's current Debt-to-EBITDA of 0.88 is 63.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Giordano International. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Giordano International's current Debt-to-EBITDA is 0.88, which is 33% above median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Giordano International stock overvalued right now?
Based on GuruFocus' analysis, Giordano International (FRA:GIO) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.17, compared to a current price of €0.14 — trading 17.1% below its estimated fair value. The current Debt-to-EBITDA is 0.88, which is 33% above median its 10-year median of 0.66 and 63.3% below the Retail - Cyclical industry median of 2.40. Giordano International's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Giordano International (FRA:GIO), the current Debt-to-EBITDA is 0.88 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Giordano International (FRA:GIO) Overvalued in 2026?
Based on GuruFocus' analysis, Giordano International stock appears to be undervalued.
The current stock price of €0.14 is trading 17.1% below its estimated GF Value™ of €0.17.
GuruFocus considers Giordano International to be Modestly Undervalued.
Key valuation signals for FRA:GIO:
Debt-to-EBITDA: 0.88 (33% above median its 10-year median of 0.66)
GF Value™: €0.17 vs. price of €0.14 (17.1% below fair value)
Industry Position: 63.3% below the Retail - Cyclical median (#176 of 902)
No single metric tells the full story. See the FRA:GIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Giordano International Ltd is an apparel manufacturer and retailer with thousands of stores in the Asia-Pacific region. Giordano's has both self-operated and franchised stores. The Giordano brand, encompassing Giordano Men, Giordano Women, and Giordano Junior, generates the vast majority of the company's sales, mostly through Giordano Men. Other brands include Giordano Ladies, BSX, Beau Monde, and Eula. There are two operating segments: Retail and Distribution; and Wholesales to Overseas Franchisees. The Retail and Distribution segment is geographically managed through Mainland China and the Gulf Cooperation Council (the GCC), Hong Kong and Macau, Taiwan, Southeast Asia and Australia, and Wholesale to Overseas Franchisees.
91GF Score
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