Giordano InternationalFRA:GIO -0.72%56 ROA % is 5.21% as of Dec. 2025, which is 16% below its 10-year median of 6.20. GuruFocus rates FRA:GIO with a GF Score™ of 56/100 and a GF Value™ of €0.17 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,129 Retail - Cyclical companies, Giordano International ranks better than 69.8% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Giordano International's annualizedNet Income for the quarter that ended in Dec. 2025 was €21.1 Mil.
Giordano International's average Total Assets over the quarter that ended in Dec. 2025 was €404.6 Mil. Therefore, Giordano International's annualized ROA % for the quarter that ended in Dec. 2025 was 5.21%.
The historical rank and industry rank for Giordano International's ROA % or its related term are showing as below:
FRA:GIO'
s ROA % Range Over the Past 10 Years
Min: -2.34 Med: 6.2 Max: 11.85
Current: 5.86
During the past 13 years, Giordano International's highest ROA % was 11.85%. The lowest was -2.34%. And the median was 6.20%.
FRA:GIO's ROA % is ranked better than 69.8% of 1129
companies
in the Retail - Cyclical industry
Industry Median: 2.72
vs FRA:GIO: 5.86
Giordano International (FRA:GIO) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Apparel Retail subindustry, Giordano International's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Giordano International ROA % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Giordano International's ROA % distribution charts can be found below:
* The bar in red indicates where Giordano International's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Giordano International (FRA:GIO) has a ROA % of 5.21% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Giordano International and its competitors. This is 16% below median its historical median of 6.20. According to the industry distribution chart, Giordano International ranks #341 out of 1129 companies in the Retail - Cyclical industry, placing it in the top 30.2%.
Is Giordano International's ROA % too high?
Giordano International's current ROA % of 5.21% is 16% below median its 10-year median of 6.20. The Retail - Cyclical industry median ROA % is 2.72. Giordano International's value of 5.21% is 91.5% above this industry median. Based on the distribution chart, Giordano International ranks #341 out of 1129 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Giordano International has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Giordano International's ROA % compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Giordano International ranks #341 out of 1129 companies for ROA %. This puts Giordano International in the upper half of its industry. The industry median ROA % is 2.72. Giordano International's value of 5.21% is 91.5% above this benchmark. While the company's 10-year median is 6.20 vs. the industry median of 2.72, Giordano International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Retail - Cyclical company?
The median ROA % among Retail - Cyclical companies is 2.72, based on 1,129 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Giordano International's current ROA % of 5.21% is 91.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Giordano International and its competitors. For the Retail - Cyclical industry, the median ROA % is 2.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Giordano International's current ROA % is 5.21%, which is 16% below median its own 10-year median of 6.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Giordano International stock overvalued right now?
Based on GuruFocus' analysis, Giordano International (FRA:GIO) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.17, compared to a current price of €0.14 — trading 18.8% below its estimated fair value. The current ROA % is 5.21%, which is 16% below median its 10-year median of 6.20 and 91.5% above the Retail - Cyclical industry median of 2.72. Giordano International's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Giordano International (FRA:GIO), the current ROA % is 5.21% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Giordano International (FRA:GIO) Overvalued in 2026?
Based on GuruFocus' analysis, Giordano International stock appears to be undervalued.
The current stock price of €0.14 is trading 18.8% below its estimated GF Value™ of €0.17.
GuruFocus considers Giordano International to be Modestly Undervalued.
Key valuation signals for FRA:GIO:
ROA %: 5.21% (16% below median its 10-year median of 6.20)
GF Value™: €0.17 vs. price of €0.14 (18.8% below fair value)
Industry Position: 91.5% above the Retail - Cyclical median (#341 of 1129)
No single metric tells the full story. See the FRA:GIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Giordano International Ltd is an apparel manufacturer and retailer with thousands of stores in the Asia-Pacific region. Giordano's has both self-operated and franchised stores. The Giordano brand, encompassing Giordano Men, Giordano Women, and Giordano Junior, generates the vast majority of the company's sales, mostly through Giordano Men. Other brands include Giordano Ladies, BSX, Beau Monde, and Eula. There are two operating segments: Retail and Distribution; and Wholesales to Overseas Franchisees. The Retail and Distribution segment is geographically managed through Mainland China and the Gulf Cooperation Council (the GCC), Hong Kong and Macau, Taiwan, Southeast Asia and Australia, and Wholesale to Overseas Franchisees.
56GF Score
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