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Arbor Realty TrustFRA:OWQ +2.33%44 Return-on-Tangible-Equity is 1.77% as of Mar. 2026, which is 90% below its 10-year median of 17.47. GuruFocus rates FRA:OWQ with a GF Score™ of 44/100 and a GF Value™ of €8.10 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 934 REITs companies, Arbor Realty Trust ranks worse than 61.13% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Arbor Realty Trust's annualized net income for the quarter that ended in Mar. 2026 was €38.0 Mil. Arbor Realty Trust's average shareholder tangible equity for the quarter that ended in Mar. 2026 was €2,139.1 Mil. Therefore, Arbor Realty Trust's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 1.77%.
The historical rank and industry rank for Arbor Realty Trust's Return-on-Tangible-Equity or its related term are showing as below:
FRA:OWQ'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.7 Med: 17.47 Max: 28.03
Current: 4.7
During the past 13 years, Arbor Realty Trust's highest Return-on-Tangible-Equity was 28.03%. The lowest was 4.70%. And the median was 17.47%.
FRA:OWQ's Return-on-Tangible-Equity is ranked worse than 61.13% of 934
companies
in the REITs industry
Industry Median: 6.225
vs FRA:OWQ: 4.70
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Arbor Realty Trust Return-on-Tangible-Equity Related Terms
Arbor Realty Trust Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Arbor Realty Trust's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:OWQ vs MFA, PMT, CIM: Return-on-Tangible-Equity Comparison
For the REIT - Mortgage subindustry, Arbor Realty Trust's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arbor Realty Trust Return-on-Tangible-Equity vs REITs Industry
For the REITs industry and Real Estate sector, Arbor Realty Trust's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Arbor Realty Trust's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 1.77% mean?
Arbor Realty Trust (FRA:OWQ) has a Return-on-Tangible-Equity of 1.77% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Arbor Realty Trust and its competitors. This is 90% below median its historical median of 17.47. Over the past decade, Arbor Realty Trust's Return-on-Tangible-Equity has ranged from 4.70 to 28.03. According to the industry distribution chart, Arbor Realty Trust ranks #571 out of 934 companies in the REITs industry, placing it in the top 61.1%.
Is Arbor Realty Trust's Return-on-Tangible-Equity too high?
Arbor Realty Trust's current Return-on-Tangible-Equity of 1.77% is 90% below median its 10-year median of 17.47. Over the past 10 years, this metric has ranged from a low of 4.70 to a high of 28.03. The REITs industry median Return-on-Tangible-Equity is 6.23. Arbor Realty Trust's value of 1.77% is 71.6% below this industry median. Based on the distribution chart, Arbor Realty Trust ranks #571 out of 934 companies in the REITs industry, which is below the industry midpoint. Overall, Arbor Realty Trust has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Arbor Realty Trust's Return-on-Tangible-Equity compare to MFA and PMT?
According to the REITs industry distribution chart, Arbor Realty Trust ranks #571 out of 934 companies for Return-on-Tangible-Equity. This places Arbor Realty Trust in the lower half of its industry. The industry median Return-on-Tangible-Equity is 6.23. Arbor Realty Trust's value of 1.77% is 71.6% below this benchmark. Historically, Arbor Realty Trust's own Return-on-Tangible-Equity has ranged from 4.70 to 28.03 over the past decade. While the company's 10-year median is 17.47 vs. the industry median of 6.23, Arbor Realty Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a REITs company?
The median Return-on-Tangible-Equity among REITs companies is 6.23, based on 934 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arbor Realty Trust's current Return-on-Tangible-Equity of 1.77% is 71.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Arbor Realty Trust and its competitors. For the REITs industry, the median Return-on-Tangible-Equity is 6.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arbor Realty Trust's current Return-on-Tangible-Equity is 1.77%, which is 90% below median its own 10-year median of 17.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arbor Realty Trust stock overvalued right now?
Based on GuruFocus' analysis, Arbor Realty Trust (FRA:OWQ) is currently considered Possible Value Trap. The stock's GF Value™ is €8.10, compared to a current price of €4.38 — trading 45.9% below its estimated fair value. The current Return-on-Tangible-Equity is 1.77%, which is 90% below median its 10-year median of 17.47 and 71.6% below the REITs industry median of 6.23. Arbor Realty Trust's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Arbor Realty Trust (FRA:OWQ), the current Return-on-Tangible-Equity is 1.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arbor Realty Trust (FRA:OWQ) Overvalued in 2026?
Based on GuruFocus' analysis, Arbor Realty Trust stock appears to be undervalued.
The current stock price of €4.38 is trading 45.9% below its estimated GF Value™ of €8.10.
GuruFocus considers Arbor Realty Trust to be Possible Value Trap.
Key valuation signals for FRA:OWQ:
Return-on-Tangible-Equity: 1.77% (90% below median its 10-year median of 17.47)
GF Value™: €8.10 vs. price of €4.38 (45.9% below fair value)
Industry Position: 71.6% below the REITs median (#571 of 934)
No single metric tells the full story. See the FRA:OWQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arbor Realty Trust Inc is a specialized real estate finance company. It invests in a diversified portfolio of structured finance assets in the multifamily, SFR, and commercial real estate markets, consisting of bridge and mezzanine loans, including junior participating interests in first mortgages, preferred, and direct equity. In addition, it may also directly acquire real property and invest in real estate-related notes and certain mortgage-related securities. The company has two business segments, Structured Business and Agency Business. It generates a majority of its revenue from the Structured Business Segment.
44GF Score
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