Arbor Realty TrustFRA:OWQ +5.28%44 ROA % is 0.30% as of Mar. 2026, which is 87% below its 10-year median of 2.25. GuruFocus rates FRA:OWQ with a GF Score™ of 44/100 and a GF Value™ of €8.12 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 943 REITs companies, Arbor Realty Trust ranks worse than 73.38% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Arbor Realty Trust's annualizedNet Income for the quarter that ended in Mar. 2026 was €38.0 Mil.
Arbor Realty Trust's average Total Assets over the quarter that ended in Mar. 2026 was €12,543.8 Mil. Therefore, Arbor Realty Trust's annualized ROA % for the quarter that ended in Mar. 2026 was 0.30%.
The historical rank and industry rank for Arbor Realty Trust's ROA % or its related term are showing as below:
FRA:OWQ'
s ROA % Range Over the Past 10 Years
Min: 0.85 Med: 2.25 Max: 2.98
Current: 0.85
During the past 13 years, Arbor Realty Trust's highest ROA % was 2.98%. The lowest was 0.85%. And the median was 2.25%.
FRA:OWQ's ROA % is ranked worse than 73.38% of 943
companies
in the REITs industry
Industry Median: 3.2
vs FRA:OWQ: 0.85
Arbor Realty Trust (FRA:OWQ) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Arbor Realty Trust ROA % Related Terms
Arbor Realty Trust ROA % Historical Data
* Premium members only.
The historical data trend for Arbor Realty Trust's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Arbor Realty Trust's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arbor Realty Trust ROA % vs REITs Industry
For the REITs industry and Real Estate sector, Arbor Realty Trust's ROA % distribution charts can be found below:
* The bar in red indicates where Arbor Realty Trust's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Arbor Realty Trust (FRA:OWQ) has a ROA % of 0.30% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Arbor Realty Trust and its competitors. This is 87% below median its historical median of 2.25. Over the past decade, Arbor Realty Trust's ROA % has ranged from 0.85 to 2.98. According to the industry distribution chart, Arbor Realty Trust ranks #692 out of 943 companies in the REITs industry, placing it in the top 73.4%.
Is Arbor Realty Trust's ROA % too high?
Arbor Realty Trust's current ROA % of 0.30% is 87% below median its 10-year median of 2.25. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 2.98. The REITs industry median ROA % is 3.20. Arbor Realty Trust's value of 0.30% is 90.6% below this industry median. Based on the distribution chart, Arbor Realty Trust ranks #692 out of 943 companies in the REITs industry, which is below the industry midpoint. Overall, Arbor Realty Trust has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Arbor Realty Trust's ROA % compare to CIM and MFA?
According to the REITs industry distribution chart, Arbor Realty Trust ranks #692 out of 943 companies for ROA %. This places Arbor Realty Trust in the lower half of its industry. The industry median ROA % is 3.20. Arbor Realty Trust's value of 0.30% is 90.6% below this benchmark. Historically, Arbor Realty Trust's own ROA % has ranged from 0.85 to 2.98 over the past decade. While the company's 10-year median is 2.25 vs. the industry median of 3.20, Arbor Realty Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a REITs company?
The median ROA % among REITs companies is 3.20, based on 943 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arbor Realty Trust's current ROA % of 0.30% is 90.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Arbor Realty Trust and its competitors. For the REITs industry, the median ROA % is 3.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arbor Realty Trust's current ROA % is 0.30%, which is 87% below median its own 10-year median of 2.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arbor Realty Trust stock overvalued right now?
Based on GuruFocus' analysis, Arbor Realty Trust (FRA:OWQ) is currently considered Possible Value Trap. The stock's GF Value™ is €8.12, compared to a current price of €4.70 — trading 42.1% below its estimated fair value. The current ROA % is 0.30%, which is 87% below median its 10-year median of 2.25 and 90.6% below the REITs industry median of 3.20. Arbor Realty Trust's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Arbor Realty Trust (FRA:OWQ), the current ROA % is 0.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arbor Realty Trust (FRA:OWQ) Overvalued in 2026?
Based on GuruFocus' analysis, Arbor Realty Trust stock appears to be undervalued.
The current stock price of €4.70 is trading 42.1% below its estimated GF Value™ of €8.12.
GuruFocus considers Arbor Realty Trust to be Possible Value Trap.
Key valuation signals for FRA:OWQ:
ROA %: 0.30% (87% below median its 10-year median of 2.25)
GF Value™: €8.12 vs. price of €4.70 (42.1% below fair value)
Industry Position: 90.6% below the REITs median (#692 of 943)
No single metric tells the full story. See the FRA:OWQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arbor Realty Trust Inc is a specialized real estate finance company. It invests in a diversified portfolio of structured finance assets in the multifamily, SFR, and commercial real estate markets, consisting of bridge and mezzanine loans, including junior participating interests in first mortgages, preferred, and direct equity. In addition, it may also directly acquire real property and invest in real estate-related notes and certain mortgage-related securities. The company has two business segments, Structured Business and Agency Business. It generates a majority of its revenue from the Structured Business Segment.
44GF Score
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