Arbor Realty TrustFRA:OWQ +5.28%44 ROE % is 1.52% as of Mar. 2026, which is 88% below its 10-year median of 12.22. GuruFocus rates FRA:OWQ with a GF Score™ of 44/100 and a GF Value™ of €8.12 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 933 REITs companies, Arbor Realty Trust ranks worse than 64.74% on this metric.
The historical rank and industry rank for Arbor Realty Trust's ROE % or its related term are showing as below:
FRA:OWQ'
s ROE % Range Over the Past 10 Years
Min: 4.02 Med: 12.22 Max: 18.04
Current: 4.02
During the past 13 years, Arbor Realty Trust's highest ROE % was 18.04%. The lowest was 4.02%. And the median was 12.22%.
FRA:OWQ's ROE % is ranked worse than 64.74% of 933
companies
in the REITs industry
Industry Median: 6.15
vs FRA:OWQ: 4.02
Arbor Realty Trust (FRA:OWQ) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Arbor Realty Trust ROE % Related Terms
Arbor Realty Trust ROE % Historical Data
* Premium members only.
The historical data trend for Arbor Realty Trust's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Arbor Realty Trust's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arbor Realty Trust ROE % vs REITs Industry
For the REITs industry and Real Estate sector, Arbor Realty Trust's ROE % distribution charts can be found below:
* The bar in red indicates where Arbor Realty Trust's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Arbor Realty Trust (FRA:OWQ) has a ROE % of 1.52% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Arbor Realty Trust and its competitors. This is 88% below median its historical median of 12.22. Over the past decade, Arbor Realty Trust's ROE % has ranged from 4.02 to 18.04. According to the industry distribution chart, Arbor Realty Trust ranks #604 out of 933 companies in the REITs industry, placing it in the top 64.7%.
Is Arbor Realty Trust's ROE % too high?
Arbor Realty Trust's current ROE % of 1.52% is 88% below median its 10-year median of 12.22. Over the past 10 years, this metric has ranged from a low of 4.02 to a high of 18.04. The REITs industry median ROE % is 6.15. Arbor Realty Trust's value of 1.52% is 75.3% below this industry median. Based on the distribution chart, Arbor Realty Trust ranks #604 out of 933 companies in the REITs industry, which is below the industry midpoint. Overall, Arbor Realty Trust has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Arbor Realty Trust's ROE % compare to CIM and MFA?
According to the REITs industry distribution chart, Arbor Realty Trust ranks #604 out of 933 companies for ROE %. This places Arbor Realty Trust in the lower half of its industry. The industry median ROE % is 6.15. Arbor Realty Trust's value of 1.52% is 75.3% below this benchmark. Historically, Arbor Realty Trust's own ROE % has ranged from 4.02 to 18.04 over the past decade. While the company's 10-year median is 12.22 vs. the industry median of 6.15, Arbor Realty Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a REITs company?
The median ROE % among REITs companies is 6.15, based on 933 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arbor Realty Trust's current ROE % of 1.52% is 75.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Arbor Realty Trust and its competitors. For the REITs industry, the median ROE % is 6.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arbor Realty Trust's current ROE % is 1.52%, which is 88% below median its own 10-year median of 12.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arbor Realty Trust stock overvalued right now?
Based on GuruFocus' analysis, Arbor Realty Trust (FRA:OWQ) is currently considered Possible Value Trap. The stock's GF Value™ is €8.12, compared to a current price of €4.70 — trading 42.1% below its estimated fair value. The current ROE % is 1.52%, which is 88% below median its 10-year median of 12.22 and 75.3% below the REITs industry median of 6.15. Arbor Realty Trust's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Arbor Realty Trust (FRA:OWQ), the current ROE % is 1.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arbor Realty Trust (FRA:OWQ) Overvalued in 2026?
Based on GuruFocus' analysis, Arbor Realty Trust stock appears to be undervalued.
The current stock price of €4.70 is trading 42.1% below its estimated GF Value™ of €8.12.
GuruFocus considers Arbor Realty Trust to be Possible Value Trap.
Key valuation signals for FRA:OWQ:
ROE %: 1.52% (88% below median its 10-year median of 12.22)
GF Value™: €8.12 vs. price of €4.70 (42.1% below fair value)
Industry Position: 75.3% below the REITs median (#604 of 933)
No single metric tells the full story. See the FRA:OWQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arbor Realty Trust Inc is a specialized real estate finance company. It invests in a diversified portfolio of structured finance assets in the multifamily, SFR, and commercial real estate markets, consisting of bridge and mezzanine loans, including junior participating interests in first mortgages, preferred, and direct equity. In addition, it may also directly acquire real property and invest in real estate-related notes and certain mortgage-related securities. The company has two business segments, Structured Business and Agency Business. It generates a majority of its revenue from the Structured Business Segment.
44GF Score
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