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SY Holdings GroupHKSE:06069 -1.23%84 Return-on-Tangible-Equity is 12.56% as of Jun. 2026, which is 4% above its 10-year median of 12.03. GuruFocus rates HKSE:06069 with a GF Score™ of 84/100 and a GF Value™ of HK$8.34 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 526 Credit Services companies, SY Holdings Group ranks better than 75.48% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. SY Holdings Group's annualized net income for the quarter that ended in Jun. 2026 was HK$483 Mil. SY Holdings Group's average shareholder tangible equity for the quarter that ended in Jun. 2026 was HK$3,843 Mil. Therefore, SY Holdings Group's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 12.56%.
The historical rank and industry rank for SY Holdings Group's Return-on-Tangible-Equity or its related term are showing as below:
HKSE:06069'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 6.21 Med: 12.03 Max: 15.33
Current: 15.33
During the past 11 years, SY Holdings Group's highest Return-on-Tangible-Equity was 15.33%. The lowest was 6.21%. And the median was 12.03%.
HKSE:06069's Return-on-Tangible-Equity is ranked better than 75.48% of 526
companies
in the Credit Services industry
Industry Median: 7.18
vs HKSE:06069: 15.33
SY Holdings Group (HKSE:06069) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
SY Holdings Group Return-on-Tangible-Equity Related Terms
SY Holdings Group Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for SY Holdings Group's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:06069 vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, SY Holdings Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SY Holdings Group Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SY Holdings Group's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where SY Holdings Group's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.56% mean?
SY Holdings Group (HKSE:06069) has a Return-on-Tangible-Equity of 12.56% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on SY Holdings Group and its competitors. This is near median its historical median of 12.03. Over the past decade, SY Holdings Group's Return-on-Tangible-Equity has ranged from 6.21 to 15.33. According to the industry distribution chart, SY Holdings Group ranks #129 out of 526 companies in the Credit Services industry, placing it in the top 24.5%.
Is SY Holdings Group's Return-on-Tangible-Equity too high?
SY Holdings Group's current Return-on-Tangible-Equity of 12.56% is near median its 10-year median of 12.03. Over the past 10 years, this metric has ranged from a low of 6.21 to a high of 15.33. The Credit Services industry median Return-on-Tangible-Equity is 7.18. SY Holdings Group's value of 12.56% is 74.9% above this industry median. Based on the distribution chart, SY Holdings Group ranks #129 out of 526 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, SY Holdings Group has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SY Holdings Group's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, SY Holdings Group ranks #129 out of 526 companies for Return-on-Tangible-Equity. This places SY Holdings Group in the top 25% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.18. SY Holdings Group's value of 12.56% is 74.9% above this benchmark. Historically, SY Holdings Group's own Return-on-Tangible-Equity has ranged from 6.21 to 15.33 over the past decade. While the company's 10-year median is 12.03 vs. the industry median of 7.18, SY Holdings Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.18, based on 526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SY Holdings Group's current Return-on-Tangible-Equity of 12.56% is 74.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on SY Holdings Group and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SY Holdings Group's current Return-on-Tangible-Equity is 12.56%, which is near median its own 10-year median of 12.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SY Holdings Group stock overvalued right now?
Based on GuruFocus' analysis, SY Holdings Group (HKSE:06069) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$8.34, compared to a current price of HK$6.41 — trading 23.1% below its estimated fair value. The current Return-on-Tangible-Equity is 12.56%, which is near median its 10-year median of 12.03 and 74.9% above the Credit Services industry median of 7.18. SY Holdings Group's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For SY Holdings Group (HKSE:06069), the current Return-on-Tangible-Equity is 12.56% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SY Holdings Group (HKSE:06069) Overvalued in 2026?
Based on GuruFocus' analysis, SY Holdings Group stock appears to be undervalued.
The current stock price of HK$6.41 is trading 23.1% below its estimated GF Value™ of HK$8.34.
GuruFocus considers SY Holdings Group to be Modestly Undervalued.
Key valuation signals for HKSE:06069:
Return-on-Tangible-Equity: 12.56% (near median its 10-year median of 12.03)
GF Value™: HK$8.34 vs. price of HK$6.41 (23.1% below fair value)
Industry Position: 74.9% above the Credit Services median (#129 of 526)
No single metric tells the full story. See the HKSE:06069 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SY Holdings Group Ltd is an investment holding company. This group is a supply chain fintech platform whose principal activities includes provision of digital financing solutions, platform-based technology services and refinancing of supply chain assets in the PRC. The company generates majority of its revenue from PRC.
84GF Score
Get the complete analysis for HKSE:06069
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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