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Turkiye Sigorta ASIST:TURSG -1.43%42 Return-on-Tangible-Equity is 48.79% as of Mar. 2026, which is 44% above its 10-year median of 33.78. GuruFocus rates IST:TURSG with a GF Score™ of 42/100. The stock has 1 warning sign investors should review. Among 496 Insurance companies, Turkiye Sigorta AS ranks better than 92.34% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Turkiye Sigorta AS's annualized net income for the quarter that ended in Mar. 2026 was ₺25,807 Mil. Turkiye Sigorta AS's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₺52,894 Mil. Therefore, Turkiye Sigorta AS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 48.79%.
The historical rank and industry rank for Turkiye Sigorta AS's Return-on-Tangible-Equity or its related term are showing as below:
IST:TURSG'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -15.81 Med: 33.78 Max: 58.72
Current: 50.25
During the past 13 years, Turkiye Sigorta AS's highest Return-on-Tangible-Equity was 58.72%. The lowest was -15.81%. And the median was 33.78%.
IST:TURSG's Return-on-Tangible-Equity is ranked better than 92.34% of 496
companies
in the Insurance industry
Industry Median: 13.695
vs IST:TURSG: 50.25
Turkiye Sigorta AS (IST:TURSG) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Turkiye Sigorta AS Return-on-Tangible-Equity Related Terms
Turkiye Sigorta AS Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Turkiye Sigorta AS's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Sigorta AS Return-on-Tangible-Equity Chart
IST:TURSG vs CB, PGR, TRV: Return-on-Tangible-Equity Comparison
For the Insurance - Property & Casualty subindustry, Turkiye Sigorta AS's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Sigorta AS Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Turkiye Sigorta AS's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Turkiye Sigorta AS's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 48.79% mean?
Turkiye Sigorta AS (IST:TURSG) has a Return-on-Tangible-Equity of 48.79% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Turkiye Sigorta AS and its competitors. This is 44% above median its historical median of 33.78. According to the industry distribution chart, Turkiye Sigorta AS ranks #38 out of 496 companies in the Insurance industry, placing it in the top 7.7%.
Is Turkiye Sigorta AS's Return-on-Tangible-Equity too high?
Turkiye Sigorta AS's current Return-on-Tangible-Equity of 48.79% is 44% above median its 10-year median of 33.78. The Insurance industry median Return-on-Tangible-Equity is 13.70. Turkiye Sigorta AS's value of 48.79% is 256.3% above this industry median. Based on the distribution chart, Turkiye Sigorta AS ranks #38 out of 496 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Turkiye Sigorta AS has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Turkiye Sigorta AS's Return-on-Tangible-Equity compare to CB and PGR?
According to the Insurance industry distribution chart, Turkiye Sigorta AS ranks #38 out of 496 companies for Return-on-Tangible-Equity. This places Turkiye Sigorta AS in the top 8% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 13.70. Turkiye Sigorta AS's value of 48.79% is 256.3% above this benchmark. While the company's 10-year median is 33.78 vs. the industry median of 13.70, Turkiye Sigorta AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.70, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Sigorta AS's current Return-on-Tangible-Equity of 48.79% is 256.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Turkiye Sigorta AS and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Sigorta AS's current Return-on-Tangible-Equity is 48.79%, which is 44% above median its own 10-year median of 33.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Sigorta AS stock overvalued right now?
Turkiye Sigorta AS (IST:TURSG) has a current Return-on-Tangible-Equity of 48.79%. The current Return-on-Tangible-Equity is 48.79%, which is 44% above median its 10-year median of 33.78 and 256.3% above the Insurance industry median of 13.70. Turkiye Sigorta AS's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Turkiye Sigorta AS (IST:TURSG), the current Return-on-Tangible-Equity is 48.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Turkiye Sigorta AS is an insurance provider in Turkey. The company operates in non-life insurance branches consisting of automotive and non-automotive accident, fire, marine, engineering, health, agriculture, liability, financial losses, loan, and legal protection. Its operating business segments are: Fire Insurance, Motor Vehicles Insurance, Motor Vehicles (Land) Liability Insurance, Health Insurance, and Others.
42GF Score
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