Turkiye Sigorta AS (IST:TURSG) 3-Year RORE % : 33.40% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:TURSG Turkiye Sigorta AS IST:TURSG
39 GF Score
Price ₺6.15
! 1 Warning Sign
View Full Analysis

What is Turkiye Sigorta AS 3-Year RORE %?

Turkiye Sigorta AS IST:TURSG +1.15% 39 3-Year RORE % is 33.40 as of Jun. 2026. GuruFocus rates IST:TURSG with a GF Score™ of 39/100. The stock has 1 warning sign investors should review. Among 474 Insurance companies, Turkiye Sigorta AS ranks better than 71.52% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Turkiye Sigorta AS's 3-Year RORE % for the quarter that ended in Jun. 2026 was 33.40%.

The industry rank for Turkiye Sigorta AS's 3-Year RORE % or its related term are showing as below:

IST:TURSG's 3-Year RORE % is ranked better than
71.52% of 474 companies
in the Insurance industry
Industry Median: 11.445 vs IST:TURSG: 33.40

Turkiye Sigorta AS  (IST:TURSG) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Turkiye Sigorta AS 3-Year RORE % Related Terms


Turkiye Sigorta AS 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Turkiye Sigorta AS's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turkiye Sigorta AS 3-Year RORE % Chart

Turkiye Sigorta AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -10.37 -12.39 72.16 64.76 37.73

Turkiye Sigorta AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.97 38.66 37.73 29.67 33.40

IST:TURSG vs CB, PGR, TRV: 3-Year RORE % Comparison

For the Insurance - Property & Casualty subindustry, Turkiye Sigorta AS's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Turkiye Sigorta AS 3-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Turkiye Sigorta AS's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Turkiye Sigorta AS's 3-Year RORE % falls into.


IST:TURSG
39GF Score
Turkiye Sigorta AS IST:TURSG
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Turkiye Sigorta AS 3-Year RORE % Calculation

Turkiye Sigorta AS's 3-Year RORE % for the quarter that ended in Jun. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 1.3-0.495 )/( 2.568-0.158 )
=0.805/2.41
=33.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 33.40 mean?
Turkiye Sigorta AS (IST:TURSG) has a 3-Year RORE % of 33.40 as of Jun. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Turkiye Sigorta AS and its competitors. According to the industry distribution chart, Turkiye Sigorta AS ranks #135 out of 474 companies in the Insurance industry, placing it in the top 28.5%.
Is Turkiye Sigorta AS's 3-Year RORE % too high?
Turkiye Sigorta AS's current 3-Year RORE % is 33.40. The Insurance industry median 3-Year RORE % is 11.45. Turkiye Sigorta AS's value of 33.40 is 191.8% above this industry median. Based on the distribution chart, Turkiye Sigorta AS ranks #135 out of 474 companies in the Insurance industry, which is above the industry midpoint. Overall, Turkiye Sigorta AS has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Turkiye Sigorta AS's 3-Year RORE % compare to CB and PGR?
According to the Insurance industry distribution chart, Turkiye Sigorta AS ranks #135 out of 474 companies for 3-Year RORE %. This puts Turkiye Sigorta AS in the upper half of its industry. The industry median 3-Year RORE % is 11.45. Turkiye Sigorta AS's value of 33.40 is 191.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.45, based on 474 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Sigorta AS's current 3-Year RORE % of 33.40 is 191.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Turkiye Sigorta AS and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Sigorta AS's current 3-Year RORE % is 33.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Sigorta AS stock overvalued right now?
Turkiye Sigorta AS (IST:TURSG) has a current 3-Year RORE % of 33.40. The current 3-Year RORE % is 33.40 and 191.8% above the Insurance industry median of 11.45. Turkiye Sigorta AS's overall GF Score™ is 39/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Turkiye Sigorta AS (IST:TURSG), the current 3-Year RORE % is 33.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Turkiye Sigorta AS Business Description

Address Buyukdere Cad. No 110, No. 110, Gunes Plaza, Esentepe Sisli, Istanbul, TUR, 34394
Turkiye Sigorta AS is an insurance provider in Turkey. The company operates in non-life insurance branches consisting of automotive and non-automotive accident, fire, marine, engineering, health, agriculture, liability, financial losses, loan, and legal protection. Its operating business segments are: Fire Insurance, Motor Vehicles Insurance, Motor Vehicles (Land) Liability Insurance, Health Insurance, and Others.
39GF Score

Get the complete analysis for IST:TURSG

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺6.15
Price