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KUW:ARZAN's Return-on-Tangible-Equity is ranked better than 60.87% of 1587
companies
in the Asset Management industry
Industry Median: 7.5
vs KUW:ARZAN: 10.90
Arzan Financial Group for Financing and Investment KPSC (KUW:ARZAN) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Arzan Financial Group for Financing and Investment KPSC Return-on-Tangible-Equity Related Terms
Arzan Financial Group for Financing and Investment KPSC Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arzan Financial Group for Financing and Investment KPSC Return-on-Tangible-Equity Chart
Arzan Financial Group for Financing and Investment KPSC Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arzan Financial Group for Financing and Investment KPSC Return-on-Tangible-Equity vs Asset Management Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 3.11% mean?
Arzan Financial Group for Financing and Investment KPSC (KUW:ARZAN) has a Return-on-Tangible-Equity of 3.11% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Arzan Financial Group for Financing and Investment KPSC and its competitors. This is 23% below median its historical median of 4.02. According to the industry distribution chart, Arzan Financial Group for Financing and Investment KPSC ranks #621 out of 1587 companies in the Asset Management industry, placing it in the top 39.1%.
Is Arzan Financial Group for Financing and Investment KPSC's Return-on-Tangible-Equity too high?
Arzan Financial Group for Financing and Investment KPSC's current Return-on-Tangible-Equity of 3.11% is 23% below median its 10-year median of 4.02. The Asset Management industry median Return-on-Tangible-Equity is 7.50. Arzan Financial Group for Financing and Investment KPSC's value of 3.11% is 58.5% below this industry median. Based on the distribution chart, Arzan Financial Group for Financing and Investment KPSC ranks #621 out of 1587 companies in the Asset Management industry, which is above the industry midpoint. Overall, Arzan Financial Group for Financing and Investment KPSC has a GF Score™ of 16/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arzan Financial Group for Financing and Investment KPSC's Return-on-Tangible-Equity compare to BLK and BX?
According to the Asset Management industry distribution chart, Arzan Financial Group for Financing and Investment KPSC ranks #621 out of 1587 companies for Return-on-Tangible-Equity. This puts Arzan Financial Group for Financing and Investment KPSC in the upper half of its industry. The industry median Return-on-Tangible-Equity is 7.50. Arzan Financial Group for Financing and Investment KPSC's value of 3.11% is 58.5% below this benchmark. While the company's 10-year median is 4.02 vs. the industry median of 7.50, Arzan Financial Group for Financing and Investment KPSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Asset Management company?
The median Return-on-Tangible-Equity among Asset Management companies is 7.50, based on 1,587 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arzan Financial Group for Financing and Investment KPSC's current Return-on-Tangible-Equity of 3.11% is 58.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Arzan Financial Group for Financing and Investment KPSC and its competitors. For the Asset Management industry, the median Return-on-Tangible-Equity is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arzan Financial Group for Financing and Investment KPSC's current Return-on-Tangible-Equity is 3.11%, which is 23% below median its own 10-year median of 4.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arzan Financial Group for Financing and Investment KPSC stock overvalued right now?
Based on GuruFocus' analysis, Arzan Financial Group for Financing and Investment KPSC (KUW:ARZAN) is currently considered Significantly Overvalued. The stock's GF Value™ is KWD0.22, compared to a current price of KWD0.31 — trading 40.9% above its estimated fair value. The current Return-on-Tangible-Equity is 3.11%, which is 23% below median its 10-year median of 4.02 and 58.5% below the Asset Management industry median of 7.50. Arzan Financial Group for Financing and Investment KPSC's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Arzan Financial Group for Financing and Investment KPSC (KUW:ARZAN), the current Return-on-Tangible-Equity is 3.11% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arzan Financial Group for Financing and Investment KPSC (KUW:ARZAN) Overvalued in 2026?
Based on GuruFocus' analysis, Arzan Financial Group for Financing and Investment KPSC stock appears to be overvalued.
The current stock price of KWD0.31 is trading 40.9% above its estimated GF Value™ of KWD0.22.
GuruFocus considers Arzan Financial Group for Financing and Investment KPSC to be Significantly Overvalued.
Key valuation signals for KUW:ARZAN:
Return-on-Tangible-Equity: 3.11% (23% below median its 10-year median of 4.02)
GF Value™: KWD0.22 vs. price of KWD0.31 (40.9% above fair value)
Industry Position: 58.5% below the Asset Management median (#621 of 1587)
No single metric tells the full story. See the KUW:ARZAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arzan Financial Group for Financing and Investment KPSC is a company engaged in the provision of consumer instalment credit facilities and investments. The Group has four operating segments: instalment credit, investments, financial brokerage and real estate. It offers credit facilities to purchase consumer products, brokerage, investment platforms, third-party portfolio management services, and margin trading. It generates the majority of the revenue from the Investments segment. The Group'ss activities, assets and liabilities are carried out and located in Kuwait, GCC, Middle East, USA and Europe.
16GF Score
Get the complete analysis for KUW:ARZAN
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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