Arzan Financial Group for Financing and Investment KPSC (KUW:ARZAN) ROE % Adjusted to Book Value: 2.05% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:ARZAN Arzan Financial Group for Financing and Investment KPSC KUW:ARZAN
16 GF Score
Price KWD0.33
GF Value KWD0.22
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Arzan Financial Group for Financing and Investment KPSC ROE % Adjusted to Book Value?

Arzan Financial Group for Financing and Investment KPSC KUW:ARZAN +5.48% 16 ROE % Adjusted to Book Value is 2.05% as of Jun. 2026. GuruFocus rates KUW:ARZAN with a GF Score™ of 16/100 and a GF Value™ of KWD0.22 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Arzan Financial Group for Financing and Investment KPSC's ROE % for the quarter that ended in Jun. 2026 was 3.11%. Arzan Financial Group for Financing and Investment KPSC's PB Ratio for the quarter that ended in Jun. 2026 was 1.52. Arzan Financial Group for Financing and Investment KPSC's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 2.05%.


Arzan Financial Group for Financing and Investment KPSC ROE % Adjusted to Book Value Related Terms


Arzan Financial Group for Financing and Investment KPSC ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Arzan Financial Group for Financing and Investment KPSC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arzan Financial Group for Financing and Investment KPSC ROE % Adjusted to Book Value Chart

Arzan Financial Group for Financing and Investment KPSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.50 8.64 4.38 6.97 7.77

Arzan Financial Group for Financing and Investment KPSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.99 13.40 4.25 10.06 2.05

KUW:ARZAN vs BLK, BX, KKR: ROE % Adjusted to Book Value Comparison

For the Asset Management subindustry, Arzan Financial Group for Financing and Investment KPSC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arzan Financial Group for Financing and Investment KPSC ROE % Adjusted to Book Value vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Arzan Financial Group for Financing and Investment KPSC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Arzan Financial Group for Financing and Investment KPSC's ROE % Adjusted to Book Value falls into.


KUW:ARZAN
16GF Score
Arzan Financial Group for Financing and Investment KPSC KUW:ARZAN
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arzan Financial Group for Financing and Investment KPSC ROE % Adjusted to Book Value Calculation

Arzan Financial Group for Financing and Investment KPSC's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.74% / 1.51
=7.77%

Arzan Financial Group for Financing and Investment KPSC's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=3.11% / 1.52
=2.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 2.05% mean?
Arzan Financial Group for Financing and Investment KPSC (KUW:ARZAN) has a ROE % Adjusted to Book Value of 2.05% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Arzan Financial Group for Financing and Investment KPSC and its competitors.
Is Arzan Financial Group for Financing and Investment KPSC's ROE % Adjusted to Book Value too high?
Arzan Financial Group for Financing and Investment KPSC's current ROE % Adjusted to Book Value is 2.05%. Overall, Arzan Financial Group for Financing and Investment KPSC has a GF Score™ of 16/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arzan Financial Group for Financing and Investment KPSC's ROE % Adjusted to Book Value compare to BLK and BX?
Arzan Financial Group for Financing and Investment KPSC's ROE % Adjusted to Book Value of 2.05% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Asset Management company?
A good ROE % Adjusted to Book Value depends on the Asset Management industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Arzan Financial Group for Financing and Investment KPSC and its competitors. Arzan Financial Group for Financing and Investment KPSC's current ROE % Adjusted to Book Value is 2.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arzan Financial Group for Financing and Investment KPSC stock overvalued right now?
Based on GuruFocus' analysis, Arzan Financial Group for Financing and Investment KPSC (KUW:ARZAN) is currently considered Significantly Overvalued. The stock's GF Value™ is KWD0.22, compared to a current price of KWD0.33 — trading 48.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 2.05%. Arzan Financial Group for Financing and Investment KPSC's overall GF Score™ is 16/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Arzan Financial Group for Financing and Investment KPSC (KUW:ARZAN), the current ROE % Adjusted to Book Value is 2.05% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arzan Financial Group for Financing and Investment KPSC (KUW:ARZAN) Overvalued in 2026?

Based on GuruFocus' analysis, Arzan Financial Group for Financing and Investment KPSC stock appears to be overvalued. The current stock price of KWD0.33 is trading 48.6% above its estimated GF Value™ of KWD0.22. GuruFocus considers Arzan Financial Group for Financing and Investment KPSC to be Significantly Overvalued.

Key valuation signals for KUW:ARZAN:

  • ROE % Adjusted to Book Value: 2.05%
  • GF Value™: KWD0.22 vs. price of KWD0.33 (48.6% above fair value)
  • GF Score™: 16/100 with 5 warning signs

No single metric tells the full story. See the KUW:ARZAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arzan Financial Group for Financing and Investment KPSC Business Description

Address Arzan Tower, Ahmed Al Jaber street, P.O.Box: 26442, Sharq, Safat, Kuwait City, KWT, 13125
Arzan Financial Group for Financing and Investment KPSC is a company engaged in the provision of consumer instalment credit facilities and investments. The Group has four operating segments: instalment credit, investments, financial brokerage and real estate. It offers credit facilities to purchase consumer products, brokerage, investment platforms, third-party portfolio management services, and margin trading. It generates the majority of the revenue from the Investments segment. The Group'ss activities, assets and liabilities are carried out and located in Kuwait, GCC, Middle East, USA and Europe.
16GF Score

Get the complete analysis for KUW:ARZAN

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.33
Price
KWD0.22
GF Value