Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
NMBZ HoldingLSE:NMB 17 Return-on-Tangible-Equity is 0.05% as of Jun. 2024, which is 100% below its 10-year median of 28.92. GuruFocus rates LSE:NMB with a GF Score™ of 17/100. The stock has 8 warning signs investors should review.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. NMBZ Holding's annualized net income for the quarter that ended in Jun. 2024 was $0.44 Mil. NMBZ Holding's average shareholder tangible equity for the quarter that ended in Jun. 2024 was $822.12 Mil. Therefore, NMBZ Holding's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2024 was 0.05%.
The historical rank and industry rank for NMBZ Holding's Return-on-Tangible-Equity or its related term are showing as below:
LSE:NMB'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.62 Med: 28.92 Max: 75.69
Current: 89.86
During the past 9 years, NMBZ Holding's highest Return-on-Tangible-Equity was 75.69%. The lowest was 1.62%. And the median was 28.92%.
LSE:NMB's Return-on-Tangible-Equity is not ranked
in the Banks industry.
Industry Median: 11.29
vs LSE:NMB: 89.86
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
NMBZ Holding Return-on-Tangible-Equity Related Terms
NMBZ Holding Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for NMBZ Holding's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:NMB vs PNC, USB, NU: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, NMBZ Holding's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NMBZ Holding Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, NMBZ Holding's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where NMBZ Holding's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Jun. 2024) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 0.05% mean?
NMBZ Holding (LSE:NMB) has a Return-on-Tangible-Equity of 0.05% as of Jun. 2024. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on NMBZ Holding and its competitors. This is 100% below median its historical median of 28.92. Over the past decade, NMBZ Holding's Return-on-Tangible-Equity has ranged from 1.62 to 75.69.
Is NMBZ Holding's Return-on-Tangible-Equity too high?
NMBZ Holding's current Return-on-Tangible-Equity of 0.05% is 100% below median its 10-year median of 28.92. Over the past 10 years, this metric has ranged from a low of 1.62 to a high of 75.69. The Banks industry median Return-on-Tangible-Equity is 11.29. NMBZ Holding's value of 0.05% is 99.6% below this industry median. Overall, NMBZ Holding has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does NMBZ Holding's Return-on-Tangible-Equity compare to PNC and USB?
NMBZ Holding's Return-on-Tangible-Equity of 0.05% can be compared against companies in the Banks industry. The industry median Return-on-Tangible-Equity is 11.29. NMBZ Holding's value of 0.05% is 99.6% below this benchmark. Historically, NMBZ Holding's own Return-on-Tangible-Equity has ranged from 1.62 to 75.69 over the past decade. While the company's 10-year median is 28.92 vs. the industry median of 11.29, NMBZ Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.29, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NMBZ Holding's current Return-on-Tangible-Equity of 0.05% is 99.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on NMBZ Holding and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMBZ Holding's current Return-on-Tangible-Equity is 0.05%, which is 100% below median its own 10-year median of 28.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMBZ Holding stock overvalued right now?
NMBZ Holding (LSE:NMB) has a current Return-on-Tangible-Equity of 0.05%. The current Return-on-Tangible-Equity is 0.05%, which is 100% below median its 10-year median of 28.92 and 99.6% below the Banks industry median of 11.29. NMBZ Holding's overall GF Score™ is 17/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For NMBZ Holding (LSE:NMB), the current Return-on-Tangible-Equity is 0.05% as of Jun. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
NMBZ Holding Ltd is an investment holding company. Through its subsidiary, it operates in six segments: Consumer Banking & Value Added Services, Business Banking, Treasury & International Banking, Microfinance, Real Estate, Xplug, and Digital Banking. The company generates the majority of its revenue from Consumer Banking & Value Added Services segment, which is engaged in individual customer deposits and consumer loans, overdrafts, credit card facilities, and funds transfer facilities.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:NMB has been successfully added to your 
