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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for NMBZ Holding's Debt-to-Equity or its related term are showing as below:
LSE:NMB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.04 Max: 0.71
Current: 0.46
During the past 9 years, the highest Debt-to-Equity Ratio of NMBZ Holding was 0.71. The lowest was 0.02. And the median was 0.04.
LSE:NMB's Debt-to-Equity is not ranked
in the Banks industry.
Industry Median: 0.58
vs LSE:NMB: 0.46
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
NMBZ Holding Debt-to-Equity Related Terms
NMBZ Holding Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for NMBZ Holding's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:NMB vs PNC, USB, NU: Debt-to-Equity Comparison
For the Banks - Regional subindustry, NMBZ Holding's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NMBZ Holding Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, NMBZ Holding's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where NMBZ Holding's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NMBZ Holding (LSE:NMB) has a Debt-to-Equity of 0.46 as of Jun. 2024. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on NMBZ Holding and its competitors. This is 1050% above median its historical median of 0.04. Over the past decade, NMBZ Holding's Debt-to-Equity has ranged from 0.02 to 0.71.
Is NMBZ Holding's Debt-to-Equity too high?
NMBZ Holding's current Debt-to-Equity of 0.46 is 1050% above median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.71. The Banks industry median Debt-to-Equity is 0.58. NMBZ Holding's value of 0.46 is 20.7% below this industry median. Overall, NMBZ Holding has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does NMBZ Holding's Debt-to-Equity compare to PNC and USB?
NMBZ Holding's Debt-to-Equity of 0.46 can be compared against companies in the Banks industry. The industry median Debt-to-Equity is 0.58. NMBZ Holding's value of 0.46 is 20.7% below this benchmark. Historically, NMBZ Holding's own Debt-to-Equity has ranged from 0.02 to 0.71 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.58, NMBZ Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NMBZ Holding's current Debt-to-Equity of 0.46 is 20.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on NMBZ Holding and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMBZ Holding's current Debt-to-Equity is 0.46, which is 1050% above median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMBZ Holding stock overvalued right now?
NMBZ Holding (LSE:NMB) has a current Debt-to-Equity of 0.46. The current Debt-to-Equity is 0.46, which is 1050% above median its 10-year median of 0.04 and 20.7% below the Banks industry median of 0.58. NMBZ Holding's overall GF Score™ is 17/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For NMBZ Holding (LSE:NMB), the current Debt-to-Equity is 0.46 as of Jun. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
NMBZ Holding Ltd is an investment holding company. Through its subsidiary, it operates in six segments: Consumer Banking & Value Added Services, Business Banking, Treasury & International Banking, Microfinance, Real Estate, Xplug, and Digital Banking. The company generates the majority of its revenue from Consumer Banking & Value Added Services segment, which is engaged in individual customer deposits and consumer loans, overdrafts, credit card facilities, and funds transfer facilities.
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