NMBZ Holding (LSE:NMB) Retained Earnings: $3.57 Mil (As of Jun. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is NMBZ Holding Retained Earnings?

NMBZ Holding LSE:NMB 17 Retained Earnings is $3.57 Mil as of Jun. 2024. GuruFocus rates LSE:NMB with a GF Score™ of 17/100. The stock has 8 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. NMBZ Holding's retained earnings for the quarter that ended in Jun. 2024 was $3.57 Mil.

NMBZ Holding's quarterly retained earnings increased from Jun. 2023 ($956.20 Mil) to Dec. 2023 ($1,294.59 Mil) but then declined from Dec. 2023 ($1,294.59 Mil) to Jun. 2024 ($3.57 Mil).

NMBZ Holding's annual retained earnings increased from Dec. 2021 ($60.00 Mil) to Dec. 2022 ($461.45 Mil) and increased from Dec. 2022 ($461.45 Mil) to Dec. 2023 ($1,294.59 Mil).


NMBZ Holding  (LSE:NMB) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


NMBZ Holding Retained Earnings Historical Data

* Premium members only.

The historical data trend for NMBZ Holding's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NMBZ Holding Retained Earnings Chart

NMBZ Holding Annual Data
Trend Dec09 Dec11 Dec12 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Retained Earnings
Get a 7-Day Free Trial Premium Member Only 4.61 11.64 60.00 461.45 1,294.59

NMBZ Holding Semi-Annual Data
Dec09 Jun11 Dec11 Jun12 Dec12 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.52 461.45 956.20 1,294.59 3.57

NMBZ Holding Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $3.57 Mil mean?
NMBZ Holding (LSE:NMB) has a Retained Earnings of $3.57 Mil as of Jun. 2024. Retained earnings is the amount of net income not issued to shareholders. View historical data on NMBZ Holding and its competitors.
Is NMBZ Holding's Retained Earnings too high?
NMBZ Holding's current Retained Earnings is $3.57 Mil. Overall, NMBZ Holding has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does NMBZ Holding's Retained Earnings compare to PNC and USB?
NMBZ Holding's Retained Earnings of $3.57 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on NMBZ Holding and its competitors. NMBZ Holding's current Retained Earnings is $3.57 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMBZ Holding stock overvalued right now?
NMBZ Holding (LSE:NMB) has a current Retained Earnings of $3.57 Mil. The current Retained Earnings is $3.57 Mil. NMBZ Holding's overall GF Score™ is 17/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For NMBZ Holding (LSE:NMB), the current Retained Earnings is $3.57 Mil as of Jun. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NMBZ Holding Business Description

Address 19207 Liberation Legacy Way, PO Box 2564, Borrowdale, Harare, ZWE
NMBZ Holding Ltd is an investment holding company. Through its subsidiary, it operates in six segments: Consumer Banking & Value Added Services, Business Banking, Treasury & International Banking, Microfinance, Real Estate, Xplug, and Digital Banking. The company generates the majority of its revenue from Consumer Banking & Value Added Services segment, which is engaged in individual customer deposits and consumer loans, overdrafts, credit card facilities, and funds transfer facilities.