B2 Impact ASAOSTO:B2HO 59 Return-on-Tangible-Equity is 14.20% as of Mar. 2026, which is 42% above its 10-year median of 9.97. GuruFocus rates OSTO:B2HO with a GF Score™ of 59/100 and a GF Value™ of kr12.84 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 524 Credit Services companies, B2 Impact ASA ranks better than 73.66% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. B2 Impact ASA's annualized net income for the quarter that ended in Mar. 2026 was kr680 Mil. B2 Impact ASA's average shareholder tangible equity for the quarter that ended in Mar. 2026 was kr4,790 Mil. Therefore, B2 Impact ASA's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 14.20%.
The historical rank and industry rank for B2 Impact ASA's Return-on-Tangible-Equity or its related term are showing as below:
OSTO:B2Ho'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 3.2 Med: 9.97 Max: 22.09
Current: 13.85
During the past 13 years, B2 Impact ASA's highest Return-on-Tangible-Equity was 22.09%. The lowest was 3.20%. And the median was 9.97%.
OSTO:B2Ho's Return-on-Tangible-Equity is ranked better than 73.66% of 524
companies
in the Credit Services industry
Industry Median: 7.055
vs OSTO:B2Ho: 13.85
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
B2 Impact ASA Return-on-Tangible-Equity Related Terms
B2 Impact ASA Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for B2 Impact ASA's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSTO:B2HO vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, B2 Impact ASA's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
B2 Impact ASA Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, B2 Impact ASA's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where B2 Impact ASA's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 14.20% mean?
B2 Impact ASA (OSTO:B2HO) has a Return-on-Tangible-Equity of 14.20% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on B2 Impact ASA and its competitors. This is 42% above median its historical median of 9.97. Over the past decade, B2 Impact ASA's Return-on-Tangible-Equity has ranged from 3.20 to 22.09. According to the industry distribution chart, B2 Impact ASA ranks #138 out of 524 companies in the Credit Services industry, placing it in the top 26.3%.
Is B2 Impact ASA's Return-on-Tangible-Equity too high?
B2 Impact ASA's current Return-on-Tangible-Equity of 14.20% is 42% above median its 10-year median of 9.97. Over the past 10 years, this metric has ranged from a low of 3.20 to a high of 22.09. The Credit Services industry median Return-on-Tangible-Equity is 7.06. B2 Impact ASA's value of 14.20% is 101.3% above this industry median. Based on the distribution chart, B2 Impact ASA ranks #138 out of 524 companies in the Credit Services industry, which is above the industry midpoint. Overall, B2 Impact ASA has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does B2 Impact ASA's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, B2 Impact ASA ranks #138 out of 524 companies for Return-on-Tangible-Equity. This puts B2 Impact ASA in the upper half of its industry. The industry median Return-on-Tangible-Equity is 7.06. B2 Impact ASA's value of 14.20% is 101.3% above this benchmark. Historically, B2 Impact ASA's own Return-on-Tangible-Equity has ranged from 3.20 to 22.09 over the past decade. While the company's 10-year median is 9.97 vs. the industry median of 7.06, B2 Impact ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.06, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. B2 Impact ASA's current Return-on-Tangible-Equity of 14.20% is 101.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on B2 Impact ASA and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. B2 Impact ASA's current Return-on-Tangible-Equity is 14.20%, which is 42% above median its own 10-year median of 9.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B2 Impact ASA stock overvalued right now?
Based on GuruFocus' analysis, B2 Impact ASA (OSTO:B2HO) is currently considered Significantly Overvalued. The stock's GF Value™ is kr12.84, compared to a current price of kr24.95 — trading 94.3% above its estimated fair value. The current Return-on-Tangible-Equity is 14.20%, which is 42% above median its 10-year median of 9.97 and 101.3% above the Credit Services industry median of 7.06. B2 Impact ASA's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For B2 Impact ASA (OSTO:B2HO), the current Return-on-Tangible-Equity is 14.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is B2 Impact ASA (OSTO:B2HO) Overvalued in 2026?
Based on GuruFocus' analysis, B2 Impact ASA stock appears to be overvalued.
The current stock price of kr24.95 is trading 94.3% above its estimated GF Value™ of kr12.84.
GuruFocus considers B2 Impact ASA to be Significantly Overvalued.
Key valuation signals for OSTO:B2HO:
Return-on-Tangible-Equity: 14.20% (42% above median its 10-year median of 9.97)
GF Value™: kr12.84 vs. price of kr24.95 (94.3% above fair value)
Industry Position: 101.3% above the Credit Services median (#138 of 524)
No single metric tells the full story. See the OSTO:B2HO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
B2 Impact ASA is a Nordic-based debt management company and a pan-European debt solutions provider active in purchasing non-performing loans, debt collection, and third-party debt collection. The company offers solutions to the challenges created by defaulted loans through transparent and ethical debt management, builds financial health, and provides liquidity to financial institutions, contributing to a healthier financial system. The Group's services include debt collection, debt purchase, and third-party debt collection. Its main business lines are investments in non-performing loan (NPL) portfolios and servicing of debt, including third-party debt collection, with operations focused on unsecured and secured asset management across multiple European markets.
59GF Score
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