TruxtonTRUX +0.10%71 Return-on-Tangible-Equity is 19.95% as of Dec. 2025, which is 10% above its 10-year median of 18.10. GuruFocus rates TRUX with a GF Score™ of 71/100 and a GF Value™ of $97.30 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,523 Banks companies, Truxton ranks better than 89.1% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Truxton's annualized net income for the quarter that ended in Dec. 2025 was $21.48 Mil. Truxton's average shareholder tangible equity for the quarter that ended in Dec. 2025 was $107.68 Mil. Therefore, Truxton's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 19.95%.
The historical rank and industry rank for Truxton's Return-on-Tangible-Equity or its related term are showing as below:
TRUX'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 12.17 Med: 18.1 Max: 21.78
Current: 19.95
During the past 9 years, Truxton's highest Return-on-Tangible-Equity was 21.78%. The lowest was 12.17%. And the median was 18.10%.
TRUX's Return-on-Tangible-Equity is ranked better than 89.1% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs TRUX: 19.95
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Truxton Return-on-Tangible-Equity Related Terms
Truxton Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Truxton's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TRUX vs CFFI, FXNC, FRAF: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Truxton's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Truxton Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Truxton's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Truxton's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 19.95% mean?
Truxton (TRUX) has a Return-on-Tangible-Equity of 19.95% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Truxton and its competitors. This is 10% above median its historical median of 18.10. Over the past decade, Truxton's Return-on-Tangible-Equity has ranged from 12.17 to 21.78. According to the industry distribution chart, Truxton ranks #166 out of 1523 companies in the Banks industry, placing it in the top 10.9%.
Is Truxton's Return-on-Tangible-Equity too high?
Truxton's current Return-on-Tangible-Equity of 19.95% is 10% above median its 10-year median of 18.10. Over the past 10 years, this metric has ranged from a low of 12.17 to a high of 21.78. The Banks industry median Return-on-Tangible-Equity is 11.20. Truxton's value of 19.95% is 78.1% above this industry median. Based on the distribution chart, Truxton ranks #166 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Truxton has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Truxton's Return-on-Tangible-Equity compare to CFFI and FXNC?
According to the Banks industry distribution chart, Truxton ranks #166 out of 1523 companies for Return-on-Tangible-Equity. This places Truxton in the top 11% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.20. Truxton's value of 19.95% is 78.1% above this benchmark. Historically, Truxton's own Return-on-Tangible-Equity has ranged from 12.17 to 21.78 over the past decade. While the company's 10-year median is 18.10 vs. the industry median of 11.20, Truxton has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Truxton's current Return-on-Tangible-Equity of 19.95% is 78.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Truxton and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Truxton's current Return-on-Tangible-Equity is 19.95%, which is 10% above median its own 10-year median of 18.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Truxton stock overvalued right now?
Based on GuruFocus' analysis, Truxton (TRUX) is currently considered Fairly Valued. The stock's GF Value™ is $97.30, compared to a current price of $97.10 — trading 0.2% below its estimated fair value. The current Return-on-Tangible-Equity is 19.95%, which is 10% above median its 10-year median of 18.10 and 78.1% above the Banks industry median of 11.20. Truxton's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Truxton (TRUX), the current Return-on-Tangible-Equity is 19.95% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Truxton (TRUX) Overvalued in 2026?
Based on GuruFocus' analysis, Truxton stock appears to be undervalued.
The current stock price of $97.10 is trading 0.2% below its estimated GF Value™ of $97.30.
GuruFocus considers Truxton to be Fairly Valued.
Key valuation signals for TRUX:
Return-on-Tangible-Equity: 19.95% (10% above median its 10-year median of 18.10)
GF Value™: $97.30 vs. price of $97.10 (0.2% below fair value)
Industry Position: 78.1% above the Banks median (#166 of 1523)
No single metric tells the full story. See the TRUX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Truxton Corp provides banking and wealth management services to high net worth individuals, their families, and business interests. Its wealth management services include asset management, trust, financial and retirement planning, estate administration and planning, life insurance and family office services.
71GF Score
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