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Banco Itau ChileXSGO:ITAUCL 53 Return-on-Tangible-Equity is 12.02% as of Jun. 2026, which is 6% above its 10-year median of 11.29. GuruFocus rates XSGO:ITAUCL with a GF Score™ of 53/100 and a GF Value™ of CLP14,968.86 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,521 Banks companies, Banco Itau Chile ranks worse than 52.27% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Banco Itau Chile's annualized net income for the quarter that ended in Jun. 2026 was CLP441,592 Mil. Banco Itau Chile's average shareholder tangible equity for the quarter that ended in Jun. 2026 was CLP3,672,725 Mil. Therefore, Banco Itau Chile's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 12.02%.
The historical rank and industry rank for Banco Itau Chile's Return-on-Tangible-Equity or its related term are showing as below:
XSGO:ITAUCL'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -52.73 Med: 11.29 Max: 16.76
Current: 11.19
During the past 13 years, Banco Itau Chile's highest Return-on-Tangible-Equity was 16.76%. The lowest was -52.73%. And the median was 11.29%.
XSGO:ITAUCL's Return-on-Tangible-Equity is ranked worse than 52.27% of 1521
companies
in the Banks industry
Industry Median: 11.49
vs XSGO:ITAUCL: 11.19
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Banco Itau Chile Return-on-Tangible-Equity Related Terms
Banco Itau Chile Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Banco Itau Chile's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSGO:ITAUCL vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Banco Itau Chile's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Itau Chile Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banco Itau Chile's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Banco Itau Chile's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 12.02% mean?
Banco Itau Chile (XSGO:ITAUCL) has a Return-on-Tangible-Equity of 12.02% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Banco Itau Chile and its competitors. This is near median its historical median of 11.29. According to the industry distribution chart, Banco Itau Chile ranks #795 out of 1521 companies in the Banks industry, placing it in the top 52.3%.
Is Banco Itau Chile's Return-on-Tangible-Equity too high?
Banco Itau Chile's current Return-on-Tangible-Equity of 12.02% is near median its 10-year median of 11.29. The Banks industry median Return-on-Tangible-Equity is 11.49. Banco Itau Chile's value of 12.02% is 4.6% above this industry median. Based on the distribution chart, Banco Itau Chile ranks #795 out of 1521 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Itau Chile has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Itau Chile's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Banco Itau Chile ranks #795 out of 1521 companies for Return-on-Tangible-Equity. This places Banco Itau Chile in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.49. Banco Itau Chile's value of 12.02% is 4.6% above this benchmark. While the company's 10-year median is 11.29 vs. the industry median of 11.49, Banco Itau Chile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.49, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Itau Chile's current Return-on-Tangible-Equity of 12.02% is 4.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Banco Itau Chile and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Itau Chile's current Return-on-Tangible-Equity is 12.02%, which is near median its own 10-year median of 11.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Itau Chile stock overvalued right now?
Based on GuruFocus' analysis, Banco Itau Chile (XSGO:ITAUCL) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP14,968.86, compared to a current price of CLP20,678.00 — trading 38.1% above its estimated fair value. The current Return-on-Tangible-Equity is 12.02%, which is near median its 10-year median of 11.29 and 4.6% above the Banks industry median of 11.49. Banco Itau Chile's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Banco Itau Chile (XSGO:ITAUCL), the current Return-on-Tangible-Equity is 12.02% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Itau Chile (XSGO:ITAUCL) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Itau Chile stock appears to be overvalued.
The current stock price of CLP20,678.00 is trading 38.1% above its estimated GF Value™ of CLP14,968.86.
GuruFocus considers Banco Itau Chile to be Significantly Overvalued.
Key valuation signals for XSGO:ITAUCL:
Return-on-Tangible-Equity: 12.02% (near median its 10-year median of 11.29)
GF Value™: CLP14,968.86 vs. price of CLP20,678.00 (38.1% above fair value)
Industry Position: 4.6% above the Banks median (#795 of 1521)
No single metric tells the full story. See the XSGO:ITAUCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Itau Chile is a commercial bank from Chile. The bank operates in Colombia, Panama, Peru, the United States, Spain and other regions. CorpBanca offers commercial and retail banking products, mainly to individuals and midsize and large corporations. The product portfolio consists of treasury and financial advisory, securities brokerage, asset management, insurance brokerage, investment banking, payment products, legal services, cash management, international trade, mortgages, and consumer credit. Its operating segments are; Chile, which derives maximum revenue and includes operations of the New York branch, and Colombia, which includes Panama.
53GF Score
Get the complete analysis for XSGO:ITAUCL
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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