Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Banco Itau ChileXSGO:ITAUCL 53 ROA % is 0.91% as of Jun. 2026, which is 34% above its 10-year median of 0.68. GuruFocus rates XSGO:ITAUCL with a GF Score™ of 53/100 and a GF Value™ of CLP14,968.86 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,526 Banks companies, Banco Itau Chile ranks worse than 58.19% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Banco Itau Chile's annualizedNet Income for the quarter that ended in Jun. 2026 was CLP441,592 Mil.
Banco Itau Chile's average Total Assets over the quarter that ended in Jun. 2026 was CLP48,739,601 Mil. Therefore, Banco Itau Chile's annualized ROA % for the quarter that ended in Jun. 2026 was 0.91%.
The historical rank and industry rank for Banco Itau Chile's ROA % or its related term are showing as below:
XSGO:ITAUCL'
s ROA % Range Over the Past 10 Years
Min: -2.34 Med: 0.68 Max: 1.11
Current: 0.89
During the past 13 years, Banco Itau Chile's highest ROA % was 1.11%. The lowest was -2.34%. And the median was 0.68%.
XSGO:ITAUCL's ROA % is ranked worse than 58.19% of 1526
companies
in the Banks industry
Industry Median: 1.015
vs XSGO:ITAUCL: 0.89
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Banco Itau Chile ROA % Related Terms
Banco Itau Chile ROA % Historical Data
* Premium members only.
The historical data trend for Banco Itau Chile's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Itau Chile's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Itau Chile ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Itau Chile's ROA % distribution charts can be found below:
* The bar in red indicates where Banco Itau Chile's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Banco Itau Chile (XSGO:ITAUCL) has a ROA % of 0.91% as of Jun. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banco Itau Chile and its competitors. This is 34% above median its historical median of 0.68. According to the industry distribution chart, Banco Itau Chile ranks #888 out of 1526 companies in the Banks industry, placing it in the top 58.2%.
Is Banco Itau Chile's ROA % too high?
Banco Itau Chile's current ROA % of 0.91% is 34% above median its 10-year median of 0.68. The Banks industry median ROA % is 1.02. Banco Itau Chile's value of 0.91% is 10.3% below this industry median. Based on the distribution chart, Banco Itau Chile ranks #888 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Banco Itau Chile has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Itau Chile's ROA % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Itau Chile ranks #888 out of 1526 companies for ROA %. This places Banco Itau Chile in the lower half of its industry. The industry median ROA % is 1.02. Banco Itau Chile's value of 0.91% is 10.3% below this benchmark. While the company's 10-year median is 0.68 vs. the industry median of 1.02, Banco Itau Chile has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 1.02, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Itau Chile's current ROA % of 0.91% is 10.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banco Itau Chile and its competitors. For the Banks industry, the median ROA % is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Itau Chile's current ROA % is 0.91%, which is 34% above median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Itau Chile stock overvalued right now?
Based on GuruFocus' analysis, Banco Itau Chile (XSGO:ITAUCL) is currently considered Significantly Overvalued. The stock's GF Value™ is CLP14,968.86, compared to a current price of CLP20,678.00 — trading 38.1% above its estimated fair value. The current ROA % is 0.91%, which is 34% above median its 10-year median of 0.68 and 10.3% below the Banks industry median of 1.02. Banco Itau Chile's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Banco Itau Chile (XSGO:ITAUCL), the current ROA % is 0.91% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Itau Chile (XSGO:ITAUCL) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Itau Chile stock appears to be overvalued.
The current stock price of CLP20,678.00 is trading 38.1% above its estimated GF Value™ of CLP14,968.86.
GuruFocus considers Banco Itau Chile to be Significantly Overvalued.
Key valuation signals for XSGO:ITAUCL:
ROA %: 0.91% (34% above median its 10-year median of 0.68)
GF Value™: CLP14,968.86 vs. price of CLP20,678.00 (38.1% above fair value)
Industry Position: 10.3% below the Banks median (#888 of 1526)
No single metric tells the full story. See the XSGO:ITAUCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Itau Chile is a commercial bank from Chile. The bank operates in Colombia, Panama, Peru, the United States, Spain and other regions. CorpBanca offers commercial and retail banking products, mainly to individuals and midsize and large corporations. The product portfolio consists of treasury and financial advisory, securities brokerage, asset management, insurance brokerage, investment banking, payment products, legal services, cash management, international trade, mortgages, and consumer credit. Its operating segments are; Chile, which derives maximum revenue and includes operations of the New York branch, and Colombia, which includes Panama.
53GF Score
Get the complete analysis for XSGO:ITAUCL
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSGO:ITAUCL has been successfully added to your 
