UniCredit SpA (FRA:CRIP) Risk Assessment


FRA:CRIP UniCredit SpA FRA:CRIP
58 GF Score
Price $41.60
GF Value $23.11
Valuation Significantly Overvalued
! 5 Warning Signs
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What is UniCredit SpA Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of UniCredit SpA is: High Risk: High uncertainty with risk-return tradeoff.

UniCredit SpA  (FRA:CRIP) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

UniCredit SpA Risk Assessment Related Terms

FRA:CRIP vs PNC: Risk Assessment Comparison

For the Banks - Regional subindustry, UniCredit SpA's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UniCredit SpA Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, UniCredit SpA's Risk Assessment distribution charts can be found below:

* The bar in red indicates where UniCredit SpA's Risk Assessment falls into.


FRA:CRIP
58GF Score
UniCredit SpA FRA:CRIP
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is UniCredit SpA (FRA:CRIP) Overvalued in 2026?

Based on GuruFocus' analysis, UniCredit SpA stock appears to be overvalued. The current stock price of $41.60 is trading 80% above its estimated GF Value™ of $23.11. GuruFocus considers UniCredit SpA to be Significantly Overvalued.

Key valuation signals for FRA:CRIP:

  • Risk Assessment:
  • GF Value™: $23.11 vs. price of $41.60 (80% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the FRA:CRIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UniCredit SpA Business Description

Address Piazza Gae Aulenti 3, Tower A, Milan, ITA, 20154
UniCredit is one of the two largest Italian retail and commercial banks, but roughly half of its operations are outside Italy. UniCredit has a strong presence in Germany, Austria, and Central and Eastern Europe. It generates most of its revenue from retail banking but also maintains a sizable corporate and investment bank. It is is expanding its reach into asset management and insurance.
58GF Score

Get the complete analysis for FRA:CRIP

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.60
Price
$23.11
GF Value