Oak Valley Bancorp (Oak Valley Bancorp) Risk Assessment

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What is Oak Valley Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Oak Valley Bancorp is: Moderate Risk: Sensitive, better choose undervalued stock.

Competitive Comparison of Oak Valley Bancorp's Risk Assessment

For the Banks - Regional subindustry, Oak Valley Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Oak Valley Bancorp's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Oak Valley Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Oak Valley Bancorp's Risk Assessment falls into.

Oak Valley Bancorp (NAS:OVLY) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Oak Valley Bancorp Risk Assessment Related Terms

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Oak Valley Bancorp (Oak Valley Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Oak Valley Bancorp (NAS:OVLY) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

125 North Third Avenue, Oakdale, CA, USA, 95361

Website

http://www.ovcb.com

Oak Valley Bancorp is a bank holding company which operates through Oak Valley Community Bank (the Bank). The Bank offers a complement of business checking and savings accounts for its business customers. The Bank also offers commercial and real estate loans, as well as lines of credit. In addition, the bank provides other services for both individuals and businesses including online banking, remote deposit capture, mobile banking, merchant services, night depository, extended hours, wire transfer of funds, note collection, and automated teller machines in a national network. Its primary source of revenue is net interest income.

Executives

Gary Strong	director	125 N THIRD AVE, OAKDALE CA 95361
Ronald C. Martin	director, officer: Chief Executive Officer	125 NORTH THIRD AVENUE, OAKDALE CA 95361
Daniel J Leonard	director	125 NORTH THIRD AVE, OAKDALE CA 95361
Holder H Randolph Jr	director	125 N THIRD AVE, OAKDALE CA 95361
Lynn Dickerson	director	125 N 3RD AVE, OAKDALE CA 95361
Allison Lafferty	director	125 N THIRD AVE, OAKDALE CA 95361
James L Gilbert	director	125 NORTH THIRD AVENUE, OAKDALE CA 95361
Don Barton	director	125 NORTH THIRD AVENUE, OAKDALE CA 95361
Janet S Pelton	director	125 NORTH THIRD AVE, OAKDALE CA 95361
Christopher M. Courtney	director, officer: President	125 NORTH THIRD AVENUE, OAKDALE CA 95361
Cathy Ghan	officer: EVP Commercial Real Estate	125 N THIRD AVE, OAKDALE CA 95361
Terrance P Withrow	director	125 NORTH THIRD AVE, OAKDALE CA 95361
Thomas A Haidlen	director	125 NORTH THIRD AVENUE, OAKDALE CA 95361
Richard A. Mccarty	officer: Chief Financial Officer	125 NORTH THIRD AVENUE, OAKDALE CA 95361
Gary Stephens	officer: EVP Commercial Banking Group	125 N THIRD AVE, OAKDALE CA 95361