Rajputana Investment and Finance (BOM:539090) ROA %: -2.15% (As of Mar. 2026)


BOM:539090 Rajputana Investment and Finance Ltd BOM:539090
54 GF Score
Price ₹33.02
GF Value ₹60.68
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Rajputana Investment and Finance ROA %?

Rajputana Investment and Finance BOM:539090 +0.06% 54 ROA % is -2.15% as of Mar. 2026. GuruFocus rates BOM:539090 with a GF Score™ of 54/100 and a GF Value™ of ₹60.68 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,333 Vehicles & Parts companies, Rajputana Investment and Finance ranks worse than 68.04% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Rajputana Investment and Finance's annualized Net Income for the quarter that ended in Mar. 2026 was ₹-0.95 Mil. Rajputana Investment and Finance's average Total Assets over the quarter that ended in Mar. 2026 was ₹44.26 Mil. Therefore, Rajputana Investment and Finance's annualized ROA % for the quarter that ended in Mar. 2026 was -2.15%.

The historical rank and industry rank for Rajputana Investment and Finance's ROA % or its related term are showing as below:

BOM:539090' s ROA % Range Over the Past 10 Years
Min: -2.12   Med: 0.62   Max: 14
Current: 0.94

During the past 12 years, Rajputana Investment and Finance's highest ROA % was 14.00%. The lowest was -2.12%. And the median was 0.62%.

BOM:539090's ROA % is ranked worse than
68.04% of 1333 companies
in the Vehicles & Parts industry
Industry Median: 2.95 vs BOM:539090: 0.94

Rajputana Investment and Finance  (BOM:539090) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=-0.952/44.257
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-0.952 / 11.432)*(11.432 / 44.257)
=Net Margin %*Asset Turnover
=-8.33 %*0.2583
=-2.15 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Rajputana Investment and Finance ROA % Related Terms


Rajputana Investment and Finance ROA % Historical Data

* Premium members only.

The historical data trend for Rajputana Investment and Finance's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rajputana Investment and Finance ROA % Chart

Rajputana Investment and Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.45 2.04 14.00 8.85 0.95

Rajputana Investment and Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.64 -1.49 5.62 1.77 -2.15

BOM:539090 vs CVNA, PAG, ALTB: ROA % Comparison

For the Auto & Truck Dealerships subindustry, Rajputana Investment and Finance's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rajputana Investment and Finance ROA % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Rajputana Investment and Finance's ROA % distribution charts can be found below:

* The bar in red indicates where Rajputana Investment and Finance's ROA % falls into.


BOM:539090
54GF Score
Rajputana Investment and Finance Ltd BOM:539090
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rajputana Investment and Finance ROA % Calculation

Rajputana Investment and Finance's annualized ROA % for the fiscal year that ended in Mar. 2026 is calculated as:

ROA %=Net Income (A: Mar. 2026 )/( (Total Assets (A: Mar. 2025 )+Total Assets (A: Mar. 2026 ))/ count )
=0.408/( (41.8+44.257)/ 2 )
=0.408/43.0285
=0.95 %

Rajputana Investment and Finance's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=-0.952/( (0+44.257)/ 1 )
=-0.952/44.257
=-2.15 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -2.15% mean?
Rajputana Investment and Finance (BOM:539090) has a ROA % of -2.15% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Rajputana Investment and Finance and its competitors. According to the industry distribution chart, Rajputana Investment and Finance ranks #907 out of 1333 companies in the Vehicles & Parts industry, placing it in the top 68%.
Is Rajputana Investment and Finance's ROA % too high?
Rajputana Investment and Finance's current ROA % is -2.15%. Based on the distribution chart, Rajputana Investment and Finance ranks #907 out of 1333 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Rajputana Investment and Finance has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Rajputana Investment and Finance's ROA % compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Rajputana Investment and Finance ranks #907 out of 1333 companies for ROA %. This places Rajputana Investment and Finance in the lower half of its industry. The industry median ROA % is 2.95. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Vehicles & Parts company?
The median ROA % among Vehicles & Parts companies is 2.95, based on 1,333 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Rajputana Investment and Finance and its competitors. For the Vehicles & Parts industry, the median ROA % is 2.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rajputana Investment and Finance's current ROA % is -2.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rajputana Investment and Finance stock overvalued right now?
Based on GuruFocus' analysis, Rajputana Investment and Finance (BOM:539090) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹60.68, compared to a current price of ₹33.02 — trading 45.6% below its estimated fair value. The current ROA % is -2.15%. Rajputana Investment and Finance's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Rajputana Investment and Finance (BOM:539090), the current ROA % is -2.15% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rajputana Investment and Finance (BOM:539090) Overvalued in 2026?

Based on GuruFocus' analysis, Rajputana Investment and Finance stock appears to be undervalued. The current stock price of ₹33.02 is trading 45.6% below its estimated GF Value™ of ₹60.68. GuruFocus considers Rajputana Investment and Finance to be Significantly Undervalued.

Key valuation signals for BOM:539090:

  • ROA %: -2.15%
  • GF Value™: ₹60.68 vs. price of ₹33.02 (45.6% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the BOM:539090 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rajputana Investment and Finance Business Description

Address NH Bypass, Building No: 1/110, BRD Complex, Konikkara, Thrissur, KL, IND, 680306
Rajputana Investment and Finance Ltd is a Company that deals with the business of the sale of pre-owned luxury cars and related activities. It specializes in purchase, sale, and exchange of finest pre-owned luxury cars across the nation.
54GF Score

Get the complete analysis for BOM:539090

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹33.02
Price
₹60.68
GF Value