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AMPL CapitalBOM:539598 +2.79%39 ROA % is 0.01% as of Mar. 2026, which is 99% below its 10-year median of 1.86. GuruFocus rates BOM:539598 with a GF Score™ of 39/100 and a GF Value™ of ₹16.64 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 548 Credit Services companies, AMPL Capital ranks better than 97.45% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. AMPL Capital's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹0.28 Mil.
AMPL Capital's average Total Assets over the quarter that ended in Mar. 2026 was ₹2,640.36 Mil. Therefore, AMPL Capital's annualized ROA % for the quarter that ended in Mar. 2026 was 0.01%.
The historical rank and industry rank for AMPL Capital's ROA % or its related term are showing as below:
BOM:539598'
s ROA % Range Over the Past 10 Years
Min: -6.14 Med: 1.86 Max: 16.09
Current: 14.98
During the past 12 years, AMPL Capital's highest ROA % was 16.09%. The lowest was -6.14%. And the median was 1.86%.
BOM:539598's ROA % is ranked better than 97.45% of 548
companies
in the Credit Services industry
Industry Median: 1.95
vs BOM:539598: 14.98
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
AMPL Capital ROA % Related Terms
AMPL Capital ROA % Historical Data
* Premium members only.
The historical data trend for AMPL Capital's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, AMPL Capital's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMPL Capital ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, AMPL Capital's ROA % distribution charts can be found below:
* The bar in red indicates where AMPL Capital's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
AMPL Capital (BOM:539598) has a ROA % of 0.01% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on AMPL Capital and its competitors. This is 99% below median its historical median of 1.86. According to the industry distribution chart, AMPL Capital ranks #14 out of 548 companies in the Credit Services industry, placing it in the top 2.6%.
Is AMPL Capital's ROA % too high?
AMPL Capital's current ROA % of 0.01% is 99% below median its 10-year median of 1.86. The Credit Services industry median ROA % is 1.95. AMPL Capital's value of 0.01% is 99.5% below this industry median. Based on the distribution chart, AMPL Capital ranks #14 out of 548 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, AMPL Capital has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMPL Capital's ROA % compare to V and MA?
According to the Credit Services industry distribution chart, AMPL Capital ranks #14 out of 548 companies for ROA %. This places AMPL Capital in the top 3% of its industry — outperforming the majority of peers. The industry median ROA % is 1.95. AMPL Capital's value of 0.01% is 99.5% below this benchmark. While the company's 10-year median is 1.86 vs. the industry median of 1.95, AMPL Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.95, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMPL Capital's current ROA % of 0.01% is 99.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on AMPL Capital and its competitors. For the Credit Services industry, the median ROA % is 1.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMPL Capital's current ROA % is 0.01%, which is 99% below median its own 10-year median of 1.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMPL Capital stock overvalued right now?
Based on GuruFocus' analysis, AMPL Capital (BOM:539598) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹16.64, compared to a current price of ₹31.29 — trading 88% above its estimated fair value. The current ROA % is 0.01%, which is 99% below median its 10-year median of 1.86 and 99.5% below the Credit Services industry median of 1.95. AMPL Capital's overall GF Score™ is 39/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For AMPL Capital (BOM:539598), the current ROA % is 0.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMPL Capital (BOM:539598) Overvalued in 2026?
Based on GuruFocus' analysis, AMPL Capital stock appears to be overvalued.
The current stock price of ₹31.29 is trading 88% above its estimated GF Value™ of ₹16.64.
GuruFocus considers AMPL Capital to be Significantly Overvalued.
Key valuation signals for BOM:539598:
ROA %: 0.01% (99% below median its 10-year median of 1.86)
GF Value™: ₹16.64 vs. price of ₹31.29 (88% above fair value)
Industry Position: 99.5% below the Credit Services median (#14 of 548)
No single metric tells the full story. See the BOM:539598 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMPL Capital Ltd is an Indian financial services provider offering investment advisory and financial solutions across India and the United Kingdom markets. Its services include NBFC, Asset Management, Investment Banking, and Real Estate.
39GF Score
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