CAI:CICH's ROA % is ranked better than 72.6% of 562
companies
in the Diversified Financial Services industry
Industry Median: 0.875
vs CAI:CICH: 2.16
CI Capital Holding For Financial Investments (CAI:CICH) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
CI Capital Holding For Financial Investments ROA % Related Terms
CI Capital Holding For Financial Investments ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CI Capital Holding For Financial Investments ROA % Chart
CI Capital Holding For Financial Investments Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CI Capital Holding For Financial Investments ROA % vs Diversified Financial Services Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
CI Capital Holding For Financial Investments (CAI:CICH) has a ROA % of 4.17% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CI Capital Holding For Financial Investments and its competitors. This is near median its historical median of 4.22. Over the past decade, CI Capital Holding For Financial Investments' ROA % has ranged from 2.16 to 7.65. According to the industry distribution chart, CI Capital Holding For Financial Investments ranks #154 out of 562 companies in the Diversified Financial Services industry, placing it in the top 27.4%.
Is CI Capital Holding For Financial Investments' ROA % too high?
CI Capital Holding For Financial Investments' current ROA % of 4.17% is near median its 10-year median of 4.22. Over the past 10 years, this metric has ranged from a low of 2.16 to a high of 7.65. The Diversified Financial Services industry median ROA % is 0.88. CI Capital Holding For Financial Investments' value of 4.17% is 376.6% above this industry median. Based on the distribution chart, CI Capital Holding For Financial Investments ranks #154 out of 562 companies in the Diversified Financial Services industry, which is above the industry midpoint. Overall, CI Capital Holding For Financial Investments has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CI Capital Holding For Financial Investments' ROA % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, CI Capital Holding For Financial Investments ranks #154 out of 562 companies for ROA %. This puts CI Capital Holding For Financial Investments in the upper half of its industry. The industry median ROA % is 0.88. CI Capital Holding For Financial Investments' value of 4.17% is 376.6% above this benchmark. Historically, CI Capital Holding For Financial Investments' own ROA % has ranged from 2.16 to 7.65 over the past decade. While the company's 10-year median is 4.22 vs. the industry median of 0.88, CI Capital Holding For Financial Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Diversified Financial Services company?
The median ROA % among Diversified Financial Services companies is 0.88, based on 562 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CI Capital Holding For Financial Investments's current ROA % of 4.17% is 376.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CI Capital Holding For Financial Investments and its competitors. For the Diversified Financial Services industry, the median ROA % is 0.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CI Capital Holding For Financial Investments's current ROA % is 4.17%, which is near median its own 10-year median of 4.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CI Capital Holding For Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, CI Capital Holding For Financial Investments (CAI:CICH) is currently considered Significantly Overvalued. The stock's GF Value™ is E£8.85, compared to a current price of E£12.07 — trading 36.4% above its estimated fair value. The current ROA % is 4.17%, which is near median its 10-year median of 4.22 and 376.6% above the Diversified Financial Services industry median of 0.88. CI Capital Holding For Financial Investments' overall GF Score™ is 66/100 with 15 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For CI Capital Holding For Financial Investments (CAI:CICH), the current ROA % is 4.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CI Capital Holding For Financial Investments (CAI:CICH) Overvalued in 2026?
Based on GuruFocus' analysis, CI Capital Holding For Financial Investments stock appears to be overvalued.
The current stock price of E£12.07 is trading 36.4% above its estimated GF Value™ of E£8.85.
GuruFocus considers CI Capital Holding For Financial Investments to be Significantly Overvalued.
Key valuation signals for CAI:CICH:
ROA %: 4.17% (near median its 10-year median of 4.22)
GF Value™: E£8.85 vs. price of E£12.07 (36.4% above fair value)
Industry Position: 376.6% above the Diversified Financial Services median (#154 of 562)
No single metric tells the full story. See the CAI:CICH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CI Capital Holding For Financial Investments Business Description
CI Capital Holding For Financial Investments is a diversified financial services group, with investment banking, securities brokerage, research, asset management, custody, leasing, and microfinance franchises. It offers a range ofleasing solutions, including finance and operating leases, and sale and leaseback, serving a wide range of corporate clients and SMEs. The segments of the company are Financial Services non-banking segment, leasing segment, micro finance segment, mortgage finance segment, consumer finance segment and others.
66GF Score
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