Metropal Kurumsal Hizmetler AS (IST:MCARD) ROA %: 15.54% (As of Dec. 2024) — 38% Above Median


IST:MCARD Metropal Kurumsal Hizmetler AS IST:MCARD
23 GF Score
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What is Metropal Kurumsal Hizmetler AS ROA %?

Metropal Kurumsal Hizmetler AS IST:MCARD -2.42% 23 ROA % is 15.54% as of Dec. 2024, which is 38% above its 10-year median of 11.25. GuruFocus rates IST:MCARD with a GF Score™ of 23/100. The stock has 1 warning sign investors should review. Among 2,883 Software companies, Metropal Kurumsal Hizmetler AS ranks better than 92.16% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Metropal Kurumsal Hizmetler AS's annualized Net Income for the quarter that ended in Dec. 2024 was ₺731 Mil. Metropal Kurumsal Hizmetler AS's average Total Assets over the quarter that ended in Dec. 2024 was ₺4,706 Mil. Therefore, Metropal Kurumsal Hizmetler AS's annualized ROA % for the quarter that ended in Dec. 2024 was 15.54%.

The historical rank and industry rank for Metropal Kurumsal Hizmetler AS's ROA % or its related term are showing as below:

IST:MCARD' s ROA % Range Over the Past 10 Years
Min: 10.65   Med: 11.25   Max: 15.54
Current: 15.54

During the past 3 years, Metropal Kurumsal Hizmetler AS's highest ROA % was 15.54%. The lowest was 10.65%. And the median was 11.25%.

IST:MCARD's ROA % is ranked better than
92.16% of 2883 companies
in the Software industry
Industry Median: 1.68 vs IST:MCARD: 15.54

Metropal Kurumsal Hizmetler AS  (IST:MCARD) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2024 )
=Net Income/Total Assets
=731.249/4706.2315
=(Net Income / Revenue)*(Revenue / Total Assets)
=(731.249 / 2066.449)*(2066.449 / 4706.2315)
=Net Margin %*Asset Turnover
=35.39 %*0.4391
=15.54 %

Note: The Net Income data used here is one times the annual (Dec. 2024) net income data. The Revenue data used here is one times the annual (Dec. 2024) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Metropal Kurumsal Hizmetler AS ROA % Related Terms


Metropal Kurumsal Hizmetler AS ROA % Historical Data

* Premium members only.

The historical data trend for Metropal Kurumsal Hizmetler AS's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Metropal Kurumsal Hizmetler AS ROA % Chart

Metropal Kurumsal Hizmetler AS Annual Data
Trend Dec22 Dec23 Dec24
ROA %
11.25 10.65 15.54

Metropal Kurumsal Hizmetler AS Semi-Annual Data
Dec22 Dec23 Dec24
ROA % 11.25 10.65 15.54

IST:MCARD vs MSFT, ORCL, PLTR: ROA % Comparison

For the Software - Infrastructure subindustry, Metropal Kurumsal Hizmetler AS's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Metropal Kurumsal Hizmetler AS ROA % vs Software Industry

For the Software industry and Technology sector, Metropal Kurumsal Hizmetler AS's ROA % distribution charts can be found below:

* The bar in red indicates where Metropal Kurumsal Hizmetler AS's ROA % falls into.


IST:MCARD
23GF Score
Metropal Kurumsal Hizmetler AS IST:MCARD
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Metropal Kurumsal Hizmetler AS ROA % Calculation

Metropal Kurumsal Hizmetler AS's annualized ROA % for the fiscal year that ended in Dec. 2024 is calculated as:

ROA %=Net Income (A: Dec. 2024 )/( (Total Assets (A: Dec. 2023 )+Total Assets (A: Dec. 2024 ))/ count )
=731.249/( (4125.273+5287.19)/ 2 )
=731.249/4706.2315
=15.54 %

Metropal Kurumsal Hizmetler AS's annualized ROA % for the quarter that ended in Dec. 2024 is calculated as:

ROA %=Net Income (Q: Dec. 2024 )/( (Total Assets (Q: Dec. 2023 )+Total Assets (Q: Dec. 2024 ))/ count )
=731.249/( (4125.273+5287.19)/ 2 )
=731.249/4706.2315
=15.54 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is one times the annual (Dec. 2024) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 15.54% mean?
Metropal Kurumsal Hizmetler AS (IST:MCARD) has a ROA % of 15.54% as of Dec. 2024. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Metropal Kurumsal Hizmetler AS and its competitors. This is 38% above median its historical median of 11.25. Over the past decade, Metropal Kurumsal Hizmetler AS's ROA % has ranged from 10.65 to 15.54. According to the industry distribution chart, Metropal Kurumsal Hizmetler AS ranks #226 out of 2883 companies in the Software industry, placing it in the top 7.8%.
Is Metropal Kurumsal Hizmetler AS's ROA % too high?
Metropal Kurumsal Hizmetler AS's current ROA % of 15.54% is 38% above median its 10-year median of 11.25. Over the past 10 years, this metric has ranged from a low of 10.65 to a high of 15.54. The Software industry median ROA % is 1.68. Metropal Kurumsal Hizmetler AS's value of 15.54% is 825% above this industry median. Based on the distribution chart, Metropal Kurumsal Hizmetler AS ranks #226 out of 2883 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Metropal Kurumsal Hizmetler AS has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does Metropal Kurumsal Hizmetler AS's ROA % compare to MSFT and ORCL?
According to the Software industry distribution chart, Metropal Kurumsal Hizmetler AS ranks #226 out of 2883 companies for ROA %. This places Metropal Kurumsal Hizmetler AS in the top 8% of its industry — outperforming the majority of peers. The industry median ROA % is 1.68. Metropal Kurumsal Hizmetler AS's value of 15.54% is 825% above this benchmark. Historically, Metropal Kurumsal Hizmetler AS's own ROA % has ranged from 10.65 to 15.54 over the past decade. While the company's 10-year median is 11.25 vs. the industry median of 1.68, Metropal Kurumsal Hizmetler AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,883 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metropal Kurumsal Hizmetler AS's current ROA % of 15.54% is 825% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Metropal Kurumsal Hizmetler AS and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metropal Kurumsal Hizmetler AS's current ROA % is 15.54%, which is 38% above median its own 10-year median of 11.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropal Kurumsal Hizmetler AS stock overvalued right now?
Metropal Kurumsal Hizmetler AS (IST:MCARD) has a current ROA % of 15.54%. The current ROA % is 15.54%, which is 38% above median its 10-year median of 11.25 and 825% above the Software industry median of 1.68. Metropal Kurumsal Hizmetler AS's overall GF Score™ is 23/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Metropal Kurumsal Hizmetler AS (IST:MCARD), the current ROA % is 15.54% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Metropal Kurumsal Hizmetler AS Business Description

Address Kisikli Street, No: 30, Altunizade Neighborhood, Uskudar, Istanbul, TUR, 34662
Metropal Kurumsal Hizmetler AS is a Turkish fintech company operating as MetropolCard, which provides an electronic payment system that enables companies to manage, track, and audit employee meal allowances online through smart cards.
23GF Score

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