Metropal Kurumsal Hizmetler AS (IST:MCARD) ROE %: 56.33% (As of Dec. 2024) — 42% Above Median


IST:MCARD Metropal Kurumsal Hizmetler AS IST:MCARD
23 GF Score
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What is Metropal Kurumsal Hizmetler AS ROE %?

Metropal Kurumsal Hizmetler AS IST:MCARD -4.61% 23 ROE % is 56.33% as of Dec. 2024, which is 42% above its 10-year median of 39.77. GuruFocus rates IST:MCARD with a GF Score™ of 23/100. The stock has 1 warning sign investors should review. Among 2,681 Software companies, Metropal Kurumsal Hizmetler AS ranks better than 96.27% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Metropal Kurumsal Hizmetler AS's annualized net income for the quarter that ended in Dec. 2024 was ₺731 Mil. Metropal Kurumsal Hizmetler AS's average Total Stockholders Equity over the quarter that ended in Dec. 2024 was ₺1,298 Mil. Therefore, Metropal Kurumsal Hizmetler AS's annualized ROE % for the quarter that ended in Dec. 2024 was 56.33%.

The historical rank and industry rank for Metropal Kurumsal Hizmetler AS's ROE % or its related term are showing as below:

IST:MCARD' s ROE % Range Over the Past 10 Years
Min: 39.25   Med: 39.77   Max: 56.33
Current: 56.33

During the past 3 years, Metropal Kurumsal Hizmetler AS's highest ROE % was 56.33%. The lowest was 39.25%. And the median was 39.77%.

IST:MCARD's ROE % is ranked better than
96.27% of 2681 companies
in the Software industry
Industry Median: 4.71 vs IST:MCARD: 56.33

Metropal Kurumsal Hizmetler AS  (IST:MCARD) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2024 )
=Net Income/Total Stockholders Equity
=731.249/1298.1395
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(731.249 / 2066.449)*(2066.449 / 4706.2315)*(4706.2315 / 1298.1395)
=Net Margin %*Asset Turnover*Equity Multiplier
=35.39 %*0.4391*3.6254
=ROA %*Equity Multiplier
=15.54 %*3.6254
=56.33 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2024 )
=Net Income/Total Stockholders Equity
=731.249/1298.1395
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (731.249 / 1080.254) * (1080.254 / 362.366) * (362.366 / 2066.449) * (2066.449 / 4706.2315) * (4706.2315 / 1298.1395)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.6769 * 2.9811 * 17.54 % * 0.4391 * 3.6254
=56.33 %

Note: The net income data used here is one times the annual (Dec. 2024) net income data. The Revenue data used here is one times the annual (Dec. 2024) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Metropal Kurumsal Hizmetler AS ROE % Related Terms


Metropal Kurumsal Hizmetler AS ROE % Historical Data

* Premium members only.

The historical data trend for Metropal Kurumsal Hizmetler AS's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Metropal Kurumsal Hizmetler AS ROE % Chart

Metropal Kurumsal Hizmetler AS Annual Data
Trend Dec22 Dec23 Dec24
ROE %
39.77 39.25 56.33

Metropal Kurumsal Hizmetler AS Semi-Annual Data
Dec22 Dec23 Dec24
ROE % 39.77 39.25 56.33

IST:MCARD vs MSFT, ORCL, PLTR: ROE % Comparison

For the Software - Infrastructure subindustry, Metropal Kurumsal Hizmetler AS's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Metropal Kurumsal Hizmetler AS ROE % vs Software Industry

For the Software industry and Technology sector, Metropal Kurumsal Hizmetler AS's ROE % distribution charts can be found below:

* The bar in red indicates where Metropal Kurumsal Hizmetler AS's ROE % falls into.


IST:MCARD
23GF Score
Metropal Kurumsal Hizmetler AS IST:MCARD
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Metropal Kurumsal Hizmetler AS ROE % Calculation

Metropal Kurumsal Hizmetler AS's annualized ROE % for the fiscal year that ended in Dec. 2024 is calculated as

ROE %=Net Income (A: Dec. 2024 )/( (Total Stockholders Equity (A: Dec. 2023 )+Total Stockholders Equity (A: Dec. 2024 ))/ count )
=731.249/( (1089.104+1507.175)/ 2 )
=731.249/1298.1395
=56.33 %

Metropal Kurumsal Hizmetler AS's annualized ROE % for the quarter that ended in Dec. 2024 is calculated as

ROE %=Net Income (Q: Dec. 2024 )/( (Total Stockholders Equity (Q: Dec. 2023 )+Total Stockholders Equity (Q: Dec. 2024 ))/ count )
=731.249/( (1089.104+1507.175)/ 2 )
=731.249/1298.1395
=56.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (Dec. 2024) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 56.33% mean?
Metropal Kurumsal Hizmetler AS (IST:MCARD) has a ROE % of 56.33% as of Dec. 2024. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Metropal Kurumsal Hizmetler AS and its competitors. This is 42% above median its historical median of 39.77. Over the past decade, Metropal Kurumsal Hizmetler AS's ROE % has ranged from 39.25 to 56.33. According to the industry distribution chart, Metropal Kurumsal Hizmetler AS ranks #100 out of 2681 companies in the Software industry, placing it in the top 3.7%.
Is Metropal Kurumsal Hizmetler AS's ROE % too high?
Metropal Kurumsal Hizmetler AS's current ROE % of 56.33% is 42% above median its 10-year median of 39.77. Over the past 10 years, this metric has ranged from a low of 39.25 to a high of 56.33. The Software industry median ROE % is 4.71. Metropal Kurumsal Hizmetler AS's value of 56.33% is 1096% above this industry median. Based on the distribution chart, Metropal Kurumsal Hizmetler AS ranks #100 out of 2681 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Metropal Kurumsal Hizmetler AS has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does Metropal Kurumsal Hizmetler AS's ROE % compare to MSFT and ORCL?
According to the Software industry distribution chart, Metropal Kurumsal Hizmetler AS ranks #100 out of 2681 companies for ROE %. This places Metropal Kurumsal Hizmetler AS in the top 4% of its industry — outperforming the majority of peers. The industry median ROE % is 4.71. Metropal Kurumsal Hizmetler AS's value of 56.33% is 1096% above this benchmark. Historically, Metropal Kurumsal Hizmetler AS's own ROE % has ranged from 39.25 to 56.33 over the past decade. While the company's 10-year median is 39.77 vs. the industry median of 4.71, Metropal Kurumsal Hizmetler AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.71, based on 2,681 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Metropal Kurumsal Hizmetler AS's current ROE % of 56.33% is 1096% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Metropal Kurumsal Hizmetler AS and its competitors. For the Software industry, the median ROE % is 4.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Metropal Kurumsal Hizmetler AS's current ROE % is 56.33%, which is 42% above median its own 10-year median of 39.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Metropal Kurumsal Hizmetler AS stock overvalued right now?
Metropal Kurumsal Hizmetler AS (IST:MCARD) has a current ROE % of 56.33%. The current ROE % is 56.33%, which is 42% above median its 10-year median of 39.77 and 1096% above the Software industry median of 4.71. Metropal Kurumsal Hizmetler AS's overall GF Score™ is 23/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Metropal Kurumsal Hizmetler AS (IST:MCARD), the current ROE % is 56.33% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Metropal Kurumsal Hizmetler AS Business Description

Address Kisikli Street, No: 30, Altunizade Neighborhood, Uskudar, Istanbul, TUR, 34662
Metropal Kurumsal Hizmetler AS is a Turkish fintech company operating as MetropolCard, which provides an electronic payment system that enables companies to manage, track, and audit employee meal allowances online through smart cards.
23GF Score

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