RMB HoldingsJSE:RMH 33 ROA % is 4.66% as of Mar. 2026, which is 75% below its 10-year median of 18.95. GuruFocus rates JSE:RMH with a GF Score™ of 33/100. The stock has 3 warning signs investors should review. Among 1,532 Banks companies, RMB Holdings ranks worse than 99.8% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. RMB Holdings's annualizedNet Income for the quarter that ended in Mar. 2026 was R32.00 Mil.
RMB Holdings's average Total Assets over the quarter that ended in Mar. 2026 was R687.00 Mil. Therefore, RMB Holdings's annualized ROA % for the quarter that ended in Mar. 2026 was 4.66%.
The historical rank and industry rank for RMB Holdings's ROA % or its related term are showing as below:
JSE:RMH'
s ROA % Range Over the Past 10 Years
Min: -32.03 Med: 18.95 Max: 111.8
Current: -32.03
During the past 13 years, RMB Holdings's highest ROA % was 111.80%. The lowest was -32.03%. And the median was 18.95%.
JSE:RMH's ROA % is ranked worse than 99.8% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs JSE:RMH: -32.03
RMB Holdings (JSE:RMH) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
RMB Holdings ROA % Related Terms
RMB Holdings ROA % Historical Data
* Premium members only.
The historical data trend for RMB Holdings's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, RMB Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RMB Holdings ROA % vs Banks Industry
For the Banks industry and Financial Services sector, RMB Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where RMB Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
RMB Holdings (JSE:RMH) has a ROA % of 4.66% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on RMB Holdings and its competitors. This is 75% below median its historical median of 18.95. According to the industry distribution chart, RMB Holdings ranks #1529 out of 1532 companies in the Banks industry, placing it in the top 99.8%.
Is RMB Holdings' ROA % too high?
RMB Holdings' current ROA % of 4.66% is 75% below median its 10-year median of 18.95. The Banks industry median ROA % is 0.98. RMB Holdings' value of 4.66% is 375.5% above this industry median. Based on the distribution chart, RMB Holdings ranks #1529 out of 1532 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, RMB Holdings has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does RMB Holdings' ROA % compare to PNC and USB?
According to the Banks industry distribution chart, RMB Holdings ranks #1529 out of 1532 companies for ROA %. This places RMB Holdings in the lower half of its industry. The industry median ROA % is 0.98. RMB Holdings' value of 4.66% is 375.5% above this benchmark. While the company's 10-year median is 18.95 vs. the industry median of 0.98, RMB Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RMB Holdings's current ROA % of 4.66% is 375.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on RMB Holdings and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RMB Holdings's current ROA % is 4.66%, which is 75% below median its own 10-year median of 18.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RMB Holdings stock overvalued right now?
RMB Holdings (JSE:RMH) has a current ROA % of 4.66%. The current ROA % is 4.66%, which is 75% below median its 10-year median of 18.95 and 375.5% above the Banks industry median of 0.98. RMB Holdings' overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For RMB Holdings (JSE:RMH), the current ROA % is 4.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
RMB Holdings Ltd is a South Africa-based investment holding company. The company, through its subsidiary RMH Property Holdings Proprietary Limited (RMH Property), focuses on property investments. Its portfolio companies conduct their businesses in two focus areas: investments and developments. Its portfolio is Atterbury Property Holdings (Atterbury) and Integer Properties.
33GF Score
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