RMB HoldingsJSE:RMH 33 ROE % is 5.04% as of Mar. 2026, which is 75% below its 10-year median of 20.06. GuruFocus rates JSE:RMH with a GF Score™ of 33/100. The stock has 3 warning signs investors should review. Among 1,527 Banks companies, RMB Holdings ranks worse than 99.48% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. RMB Holdings's annualized net income for the quarter that ended in Mar. 2026 was R32.00 Mil. RMB Holdings's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was R635.00 Mil. Therefore, RMB Holdings's annualized ROE % for the quarter that ended in Mar. 2026 was 5.04%.
The historical rank and industry rank for RMB Holdings's ROE % or its related term are showing as below:
JSE:RMH'
s ROE % Range Over the Past 10 Years
Min: -34.17 Med: 20.06 Max: 120.14
Current: -34.17
During the past 13 years, RMB Holdings's highest ROE % was 120.14%. The lowest was -34.17%. And the median was 20.06%.
JSE:RMH's ROE % is ranked worse than 99.48% of 1527
companies
in the Banks industry
Industry Median: 10.23
vs JSE:RMH: -34.17
RMB Holdings (JSE:RMH) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
RMB Holdings ROE % Related Terms
RMB Holdings ROE % Historical Data
* Premium members only.
The historical data trend for RMB Holdings's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, RMB Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RMB Holdings ROE % vs Banks Industry
For the Banks industry and Financial Services sector, RMB Holdings's ROE % distribution charts can be found below:
* The bar in red indicates where RMB Holdings's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
RMB Holdings (JSE:RMH) has a ROE % of 5.04% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on RMB Holdings and its competitors. This is 75% below median its historical median of 20.06. According to the industry distribution chart, RMB Holdings ranks #1519 out of 1527 companies in the Banks industry, placing it in the top 99.5%.
Is RMB Holdings' ROE % too high?
RMB Holdings' current ROE % of 5.04% is 75% below median its 10-year median of 20.06. The Banks industry median ROE % is 10.23. RMB Holdings' value of 5.04% is 50.7% below this industry median. Based on the distribution chart, RMB Holdings ranks #1519 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, RMB Holdings has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does RMB Holdings' ROE % compare to PNC and USB?
According to the Banks industry distribution chart, RMB Holdings ranks #1519 out of 1527 companies for ROE %. This places RMB Holdings in the lower half of its industry. The industry median ROE % is 10.23. RMB Holdings' value of 5.04% is 50.7% below this benchmark. While the company's 10-year median is 20.06 vs. the industry median of 10.23, RMB Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RMB Holdings's current ROE % of 5.04% is 50.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on RMB Holdings and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RMB Holdings's current ROE % is 5.04%, which is 75% below median its own 10-year median of 20.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RMB Holdings stock overvalued right now?
RMB Holdings (JSE:RMH) has a current ROE % of 5.04%. The current ROE % is 5.04%, which is 75% below median its 10-year median of 20.06 and 50.7% below the Banks industry median of 10.23. RMB Holdings' overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For RMB Holdings (JSE:RMH), the current ROE % is 5.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
RMB Holdings Ltd is a South Africa-based investment holding company. The company, through its subsidiary RMH Property Holdings Proprietary Limited (RMH Property), focuses on property investments. Its portfolio companies conduct their businesses in two focus areas: investments and developments. Its portfolio is Atterbury Property Holdings (Atterbury) and Integer Properties.
33GF Score
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