KUW:WINSRE's ROA % is ranked better than 58.35% of 509
companies
in the Insurance industry
Industry Median: 2.67
vs KUW:WINSRE: 3.33
Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Warba Insurance and Reinsurance Co KSCP ROA % Related Terms
Warba Insurance and Reinsurance Co KSCP ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Warba Insurance and Reinsurance Co KSCP ROA % Chart
Warba Insurance and Reinsurance Co KSCP Annual Data
For the Insurance - Diversified subindustry, Warba Insurance and Reinsurance Co KSCP's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Warba Insurance and Reinsurance Co KSCP ROA % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE) has a ROA % of 4.68% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Warba Insurance and Reinsurance Co KSCP and its competitors. This is 166% above median its historical median of 1.76. According to the industry distribution chart, Warba Insurance and Reinsurance Co KSCP ranks #212 out of 509 companies in the Insurance industry, placing it in the top 41.7%.
Is Warba Insurance and Reinsurance Co KSCP's ROA % too high?
Warba Insurance and Reinsurance Co KSCP's current ROA % of 4.68% is 166% above median its 10-year median of 1.76. The Insurance industry median ROA % is 2.67. Warba Insurance and Reinsurance Co KSCP's value of 4.68% is 75.3% above this industry median. Based on the distribution chart, Warba Insurance and Reinsurance Co KSCP ranks #212 out of 509 companies in the Insurance industry, which is above the industry midpoint. Overall, Warba Insurance and Reinsurance Co KSCP has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Warba Insurance and Reinsurance Co KSCP's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Warba Insurance and Reinsurance Co KSCP ranks #212 out of 509 companies for ROA %. This puts Warba Insurance and Reinsurance Co KSCP in the upper half of its industry. The industry median ROA % is 2.67. Warba Insurance and Reinsurance Co KSCP's value of 4.68% is 75.3% above this benchmark. While the company's 10-year median is 1.76 vs. the industry median of 2.67, Warba Insurance and Reinsurance Co KSCP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.67, based on 509 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Warba Insurance and Reinsurance Co KSCP's current ROA % of 4.68% is 75.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Warba Insurance and Reinsurance Co KSCP and its competitors. For the Insurance industry, the median ROA % is 2.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Warba Insurance and Reinsurance Co KSCP's current ROA % is 4.68%, which is 166% above median its own 10-year median of 1.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Warba Insurance and Reinsurance Co KSCP stock overvalued right now?
Based on GuruFocus' analysis, Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.19, compared to a current price of KWD0.18 — trading 7.9% below its estimated fair value. The current ROA % is 4.68%, which is 166% above median its 10-year median of 1.76 and 75.3% above the Insurance industry median of 2.67. Warba Insurance and Reinsurance Co KSCP's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE), the current ROA % is 4.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE) Overvalued in 2026?
Based on GuruFocus' analysis, Warba Insurance and Reinsurance Co KSCP stock appears to be undervalued.
The current stock price of KWD0.18 is trading 7.9% below its estimated GF Value™ of KWD0.19.
GuruFocus considers Warba Insurance and Reinsurance Co KSCP to be Fairly Valued.
Key valuation signals for KUW:WINSRE:
ROA %: 4.68% (166% above median its 10-year median of 1.76)
GF Value™: KWD0.19 vs. price of KWD0.18 (7.9% below fair value)
Industry Position: 75.3% above the Insurance median (#212 of 509)
No single metric tells the full story. See the KUW:WINSRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Warba Insurance and Reinsurance Co KSCP Business Description
Warba Insurance and Reinsurance Co KSCP is involved in the provision of life and non-life insurance products and services. The company reports three business segments: Marine and aviation, General accidents, Fire, Motor, and Life and medical insurance. Key revenue is generated from General accidents that includes Insurance against risks of contractors, machine and computer damages and cessation of work; insurance for cash, fidelity bonds, professional risks, work accidents, civil responsibility and cars. The company's offerings include Individual Life Insurance, Medical Insurance individual, Medical Insurance Corporate and FGA Insurance Policies among others. Geographically it operates through Kuwait.
45GF Score
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