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KUW:WINSRE'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -2.27 Med: 1.76 Max: 7.89
Current: 3.87
During the past 13 years, Warba Insurance and Reinsurance Co KSCP's highest Return-on-Tangible-Asset was 7.89%. The lowest was -2.27%. And the median was 1.76%.
KUW:WINSRE's Return-on-Tangible-Asset is ranked better than 63.24% of 506
companies
in the Insurance industry
Industry Median: 2.68
vs KUW:WINSRE: 3.87
Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Warba Insurance and Reinsurance Co KSCP Return-on-Tangible-Asset Related Terms
Warba Insurance and Reinsurance Co KSCP Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Warba Insurance and Reinsurance Co KSCP Return-on-Tangible-Asset Chart
Warba Insurance and Reinsurance Co KSCP Annual Data
KUW:WINSRE vs BRK.A, AIG, HIG: Return-on-Tangible-Asset Comparison
For the Insurance - Diversified subindustry, Warba Insurance and Reinsurance Co KSCP's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Warba Insurance and Reinsurance Co KSCP Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Warba Insurance and Reinsurance Co KSCP's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Warba Insurance and Reinsurance Co KSCP's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 4.35% mean?
Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE) has a Return-on-Tangible-Asset of 4.35% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Warba Insurance and Reinsurance Co KSCP and its competitors. This is 147% above median its historical median of 1.76. According to the industry distribution chart, Warba Insurance and Reinsurance Co KSCP ranks #186 out of 506 companies in the Insurance industry, placing it in the top 36.8%.
Is Warba Insurance and Reinsurance Co KSCP's Return-on-Tangible-Asset too high?
Warba Insurance and Reinsurance Co KSCP's current Return-on-Tangible-Asset of 4.35% is 147% above median its 10-year median of 1.76. The Insurance industry median Return-on-Tangible-Asset is 2.68. Warba Insurance and Reinsurance Co KSCP's value of 4.35% is 62.3% above this industry median. Based on the distribution chart, Warba Insurance and Reinsurance Co KSCP ranks #186 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, Warba Insurance and Reinsurance Co KSCP has a GF Score™ of 46/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Warba Insurance and Reinsurance Co KSCP's Return-on-Tangible-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Warba Insurance and Reinsurance Co KSCP ranks #186 out of 506 companies for Return-on-Tangible-Asset. This puts Warba Insurance and Reinsurance Co KSCP in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.68. Warba Insurance and Reinsurance Co KSCP's value of 4.35% is 62.3% above this benchmark. While the company's 10-year median is 1.76 vs. the industry median of 2.68, Warba Insurance and Reinsurance Co KSCP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.68, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Warba Insurance and Reinsurance Co KSCP's current Return-on-Tangible-Asset of 4.35% is 62.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Warba Insurance and Reinsurance Co KSCP and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Warba Insurance and Reinsurance Co KSCP's current Return-on-Tangible-Asset is 4.35%, which is 147% above median its own 10-year median of 1.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Warba Insurance and Reinsurance Co KSCP stock overvalued right now?
Based on GuruFocus' analysis, Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.19, compared to a current price of KWD0.17 — trading 12.6% below its estimated fair value. The current Return-on-Tangible-Asset is 4.35%, which is 147% above median its 10-year median of 1.76 and 62.3% above the Insurance industry median of 2.68. Warba Insurance and Reinsurance Co KSCP's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE), the current Return-on-Tangible-Asset is 4.35% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE) Overvalued in 2026?
Based on GuruFocus' analysis, Warba Insurance and Reinsurance Co KSCP stock appears to be undervalued.
The current stock price of KWD0.17 is trading 12.6% below its estimated GF Value™ of KWD0.19.
GuruFocus considers Warba Insurance and Reinsurance Co KSCP to be Modestly Undervalued.
Key valuation signals for KUW:WINSRE:
Return-on-Tangible-Asset: 4.35% (147% above median its 10-year median of 1.76)
GF Value™: KWD0.19 vs. price of KWD0.17 (12.6% below fair value)
Industry Position: 62.3% above the Insurance median (#186 of 506)
No single metric tells the full story. See the KUW:WINSRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Warba Insurance and Reinsurance Co KSCP is involved in the provision of life and non-life insurance products and services. The company reports three business segments: Marine and aviation, General accidents, Fire, Motor, and Life and medical insurance. Key revenue is generated from General accidents that includes Insurance against risks of contractors, machine and computer damages and cessation of work; insurance for cash, fidelity bonds, professional risks, work accidents, civil responsibility and cars. The company's offerings include Individual Life Insurance, Medical Insurance individual, Medical Insurance Corporate and FGA Insurance Policies among others. Geographically it operates through Kuwait.
46GF Score
Get the complete analysis for KUW:WINSRE
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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