KUW:WINSRE's ROE % is ranked worse than 67.33% of 505
companies
in the Insurance industry
Industry Median: 11.66
vs KUW:WINSRE: 7.45
Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Warba Insurance and Reinsurance Co KSCP ROE % Related Terms
Warba Insurance and Reinsurance Co KSCP ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Warba Insurance and Reinsurance Co KSCP ROE % Chart
Warba Insurance and Reinsurance Co KSCP Annual Data
For the Insurance - Diversified subindustry, Warba Insurance and Reinsurance Co KSCP's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Warba Insurance and Reinsurance Co KSCP ROE % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE) has a ROE % of 10.39% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Warba Insurance and Reinsurance Co KSCP and its competitors. This is 87% above median its historical median of 5.57. According to the industry distribution chart, Warba Insurance and Reinsurance Co KSCP ranks #340 out of 505 companies in the Insurance industry, placing it in the top 67.3%.
Is Warba Insurance and Reinsurance Co KSCP's ROE % too high?
Warba Insurance and Reinsurance Co KSCP's current ROE % of 10.39% is 87% above median its 10-year median of 5.57. The Insurance industry median ROE % is 11.66. Warba Insurance and Reinsurance Co KSCP's value of 10.39% is 10.9% below this industry median. Based on the distribution chart, Warba Insurance and Reinsurance Co KSCP ranks #340 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Warba Insurance and Reinsurance Co KSCP has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Warba Insurance and Reinsurance Co KSCP's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Warba Insurance and Reinsurance Co KSCP ranks #340 out of 505 companies for ROE %. This places Warba Insurance and Reinsurance Co KSCP in the lower half of its industry. The industry median ROE % is 11.66. Warba Insurance and Reinsurance Co KSCP's value of 10.39% is 10.9% below this benchmark. While the company's 10-year median is 5.57 vs. the industry median of 11.66, Warba Insurance and Reinsurance Co KSCP has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.66, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Warba Insurance and Reinsurance Co KSCP's current ROE % of 10.39% is 10.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Warba Insurance and Reinsurance Co KSCP and its competitors. For the Insurance industry, the median ROE % is 11.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Warba Insurance and Reinsurance Co KSCP's current ROE % is 10.39%, which is 87% above median its own 10-year median of 5.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Warba Insurance and Reinsurance Co KSCP stock overvalued right now?
Based on GuruFocus' analysis, Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.19, compared to a current price of KWD0.18 — trading 7.9% below its estimated fair value. The current ROE % is 10.39%, which is 87% above median its 10-year median of 5.57 and 10.9% below the Insurance industry median of 11.66. Warba Insurance and Reinsurance Co KSCP's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE), the current ROE % is 10.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Warba Insurance and Reinsurance Co KSCP (KUW:WINSRE) Overvalued in 2026?
Based on GuruFocus' analysis, Warba Insurance and Reinsurance Co KSCP stock appears to be undervalued.
The current stock price of KWD0.18 is trading 7.9% below its estimated GF Value™ of KWD0.19.
GuruFocus considers Warba Insurance and Reinsurance Co KSCP to be Fairly Valued.
Key valuation signals for KUW:WINSRE:
ROE %: 10.39% (87% above median its 10-year median of 5.57)
GF Value™: KWD0.19 vs. price of KWD0.18 (7.9% below fair value)
Industry Position: 10.9% below the Insurance median (#340 of 505)
No single metric tells the full story. See the KUW:WINSRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Warba Insurance and Reinsurance Co KSCP Business Description
Warba Insurance and Reinsurance Co KSCP is involved in the provision of life and non-life insurance products and services. The company reports three business segments: Marine and aviation, General accidents, Fire, Motor, and Life and medical insurance. Key revenue is generated from General accidents that includes Insurance against risks of contractors, machine and computer damages and cessation of work; insurance for cash, fidelity bonds, professional risks, work accidents, civil responsibility and cars. The company's offerings include Individual Life Insurance, Medical Insurance individual, Medical Insurance Corporate and FGA Insurance Policies among others. Geographically it operates through Kuwait.
45GF Score
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