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Ming Fai International HoldingsMFAIF 54 ROA % is 5.13% as of Dec. 2025, which is 8% below its 10-year median of 5.57. GuruFocus rates MFAIF with a GF Score™ of 54/100 and a GF Value™ of $0.12 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,998 Consumer Packaged Goods companies, Ming Fai International Holdings ranks better than 60.36% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Ming Fai International Holdings's annualizedNet Income for the quarter that ended in Dec. 2025 was $12.8 Mil.
Ming Fai International Holdings's average Total Assets over the quarter that ended in Dec. 2025 was $249.6 Mil. Therefore, Ming Fai International Holdings's annualized ROA % for the quarter that ended in Dec. 2025 was 5.13%.
Ming Fai International Holdings (OTCPK:MFAIF) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Ming Fai International Holdings ROA % Related Terms
Ming Fai International Holdings ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Household & Personal Products subindustry, Ming Fai International Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ming Fai International Holdings ROA % vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Ming Fai International Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where Ming Fai International Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Ming Fai International Holdings (MFAIF) has a ROA % of 5.13% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Ming Fai International Holdings and its competitors. This is near median its historical median of 5.57. According to the industry distribution chart, Ming Fai International Holdings ranks #792 out of 1998 companies in the Consumer Packaged Goods industry, placing it in the top 39.6%.
Is Ming Fai International Holdings' ROA % too high?
Ming Fai International Holdings' current ROA % of 5.13% is near median its 10-year median of 5.57. The Consumer Packaged Goods industry median ROA % is 3.36. Ming Fai International Holdings' value of 5.13% is 52.7% above this industry median. Based on the distribution chart, Ming Fai International Holdings ranks #792 out of 1998 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Ming Fai International Holdings has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ming Fai International Holdings' ROA % compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, Ming Fai International Holdings ranks #792 out of 1998 companies for ROA %. This puts Ming Fai International Holdings in the upper half of its industry. The industry median ROA % is 3.36. Ming Fai International Holdings' value of 5.13% is 52.7% above this benchmark. While the company's 10-year median is 5.57 vs. the industry median of 3.36, Ming Fai International Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Consumer Packaged Goods company?
The median ROA % among Consumer Packaged Goods companies is 3.36, based on 1,998 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ming Fai International Holdings's current ROA % of 5.13% is 52.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Ming Fai International Holdings and its competitors. For the Consumer Packaged Goods industry, the median ROA % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ming Fai International Holdings's current ROA % is 5.13%, which is near median its own 10-year median of 5.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ming Fai International Holdings stock overvalued right now?
Based on GuruFocus' analysis, Ming Fai International Holdings (MFAIF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.12, compared to a current price of $0.10 — trading 16.7% below its estimated fair value. The current ROA % is 5.13%, which is near median its 10-year median of 5.57 and 52.7% above the Consumer Packaged Goods industry median of 3.36. Ming Fai International Holdings' overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Ming Fai International Holdings (MFAIF), the current ROA % is 5.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ming Fai International Holdings (MFAIF) Overvalued in 2026?
Based on GuruFocus' analysis, Ming Fai International Holdings stock appears to be undervalued.
The current stock price of $0.10 is trading 16.7% below its estimated GF Value™ of $0.12.
GuruFocus considers Ming Fai International Holdings to be Modestly Undervalued.
Key valuation signals for MFAIF:
ROA %: 5.13% (near median its 10-year median of 5.57)
GF Value™: $0.12 vs. price of $0.10 (16.7% below fair value)
Industry Position: 52.7% above the Consumer Packaged Goods median (#792 of 1998)
No single metric tells the full story. See the MFAIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ming Fai International Holdings Ltd is an investment holding company. It is engaged in the manufacturing and trading of hospitality supplies products (Hospitality Supplies Business), trading of operating supplies and equipment (OS&E Business), and manufacturing and trading of health care and hygienic products (Health Care and Hygienic Products Business). Its products include Acrylic Hotel Supplies, Bath Mats, Portable Cables, umbrellas, Compact mirrors, Bath products, and others. The group has a business presence in North America, Europe, the PRC, Hong Kong, and others.
54GF Score
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