Kruso Kapital SpA (MIL:KK) ROA %: 4.11% (As of Dec. 2025) — 128% Above Median


What is Kruso Kapital SpA ROA %?

Kruso Kapital SpA MIL:KK +4.05% ROA % is 4.11% as of Dec. 2025, which is 128% above its 10-year median of 1.80. Among 546 Credit Services companies, Kruso Kapital SpA ranks better than 76.01% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Kruso Kapital SpA's annualized Net Income for the quarter that ended in Dec. 2025 was €8.77 Mil. Kruso Kapital SpA's average Total Assets over the quarter that ended in Dec. 2025 was €213.52 Mil. Therefore, Kruso Kapital SpA's annualized ROA % for the quarter that ended in Dec. 2025 was 4.11%.

The historical rank and industry rank for Kruso Kapital SpA's ROA % or its related term are showing as below:

MIL:KK' s ROA % Range Over the Past 10 Years
Min: 0.81   Med: 1.8   Max: 4.18
Current: 4.17

During the past 5 years, Kruso Kapital SpA's highest ROA % was 4.18%. The lowest was 0.81%. And the median was 1.80%.

MIL:KK's ROA % is ranked better than
76.01% of 546 companies
in the Credit Services industry
Industry Median: 1.915 vs MIL:KK: 4.17

Kruso Kapital SpA  (MIL:KK) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=8.77/213.5155
=(Net Income / Revenue)*(Revenue / Total Assets)
=(8.77 / 39.698)*(39.698 / 213.5155)
=Net Margin %*Asset Turnover
=22.09 %*0.1859
=4.11 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Kruso Kapital SpA ROA % Related Terms


Kruso Kapital SpA ROA % Historical Data

* Premium members only.

The historical data trend for Kruso Kapital SpA's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kruso Kapital SpA ROA % Chart

Kruso Kapital SpA Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
0.81 1.27 1.80 2.42 4.18

Kruso Kapital SpA Semi-Annual Data
Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial 2.18 2.24 2.75 4.22 4.11

MIL:KK vs V, MA, AXP: ROA % Comparison

For the Credit Services subindustry, Kruso Kapital SpA's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kruso Kapital SpA ROA % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Kruso Kapital SpA's ROA % distribution charts can be found below:

* The bar in red indicates where Kruso Kapital SpA's ROA % falls into.



Kruso Kapital SpA ROA % Calculation

Kruso Kapital SpA's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=8.776/( (204.484+215.002)/ 2 )
=8.776/209.743
=4.18 %

Kruso Kapital SpA's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=8.77/( (212.029+215.002)/ 2 )
=8.77/213.5155
=4.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 4.11% mean?
Kruso Kapital SpA (MIL:KK) has a ROA % of 4.11% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Kruso Kapital SpA and its competitors. This is 128% above median its historical median of 1.80. Over the past decade, Kruso Kapital SpA's ROA % has ranged from 0.81 to 4.18. According to the industry distribution chart, Kruso Kapital SpA ranks #131 out of 546 companies in the Credit Services industry, placing it in the top 24%.
Is Kruso Kapital SpA's ROA % too high?
Kruso Kapital SpA's current ROA % of 4.11% is 128% above median its 10-year median of 1.80. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 4.18. The Credit Services industry median ROA % is 1.92. Kruso Kapital SpA's value of 4.11% is 114.6% above this industry median. Based on the distribution chart, Kruso Kapital SpA ranks #131 out of 546 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers.
How does Kruso Kapital SpA's ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Kruso Kapital SpA ranks #131 out of 546 companies for ROA %. This places Kruso Kapital SpA in the top 24% of its industry — outperforming the majority of peers. The industry median ROA % is 1.92. Kruso Kapital SpA's value of 4.11% is 114.6% above this benchmark. Historically, Kruso Kapital SpA's own ROA % has ranged from 0.81 to 4.18 over the past decade. While the company's 10-year median is 1.80 vs. the industry median of 1.92, Kruso Kapital SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.92, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kruso Kapital SpA's current ROA % of 4.11% is 114.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Kruso Kapital SpA and its competitors. For the Credit Services industry, the median ROA % is 1.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kruso Kapital SpA's current ROA % is 4.11%, which is 128% above median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kruso Kapital SpA stock overvalued right now?
Kruso Kapital SpA (MIL:KK) has a current ROA % of 4.11%. The current ROA % is 4.11%, which is 128% above median its 10-year median of 1.80 and 114.6% above the Credit Services industry median of 1.92. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Kruso Kapital SpA (MIL:KK), the current ROA % is 4.11% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Kruso Kapital SpA Business Description

Address Kruso Kapital SpA, angolo Via Verziere 13, Milan, ITA, 20122
Kruso Kapital SpA is a operator of a banking group engaged in both the collateralised loans business and the auction house market for precious metals, art objects and collector cars.