Marui Group CoSTU:MUI +2.76%80 ROA % is 2.38% as of Mar. 2026, which is 5% below its 10-year median of 2.51. GuruFocus rates STU:MUI with a GF Score™ of 80/100 and a GF Value™ of €17.55. The stock has 3 warning signs investors should review. Among 546 Credit Services companies, Marui Group Co ranks better than 59.34% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Marui Group Co's annualizedNet Income for the quarter that ended in Mar. 2026 was €153 Mil.
Marui Group Co's average Total Assets over the quarter that ended in Mar. 2026 was €6,425 Mil. Therefore, Marui Group Co's annualized ROA % for the quarter that ended in Mar. 2026 was 2.38%.
The historical rank and industry rank for Marui Group Co's ROA % or its related term are showing as below:
STU:MUI'
s ROA % Range Over the Past 10 Years
Min: 0.25 Med: 2.51 Max: 2.89
Current: 2.51
During the past 13 years, Marui Group Co's highest ROA % was 2.89%. The lowest was 0.25%. And the median was 2.51%.
STU:MUI's ROA % is ranked better than 59.34% of 546
companies
in the Credit Services industry
Industry Median: 1.93
vs STU:MUI: 2.51
Marui Group Co (STU:MUI) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Marui Group Co ROA % Related Terms
Marui Group Co ROA % Historical Data
* Premium members only.
The historical data trend for Marui Group Co's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Marui Group Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Marui Group Co ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Marui Group Co's ROA % distribution charts can be found below:
* The bar in red indicates where Marui Group Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Marui Group Co (STU:MUI) has a ROA % of 2.38% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Marui Group Co and its competitors. This is near median its historical median of 2.51. Over the past decade, Marui Group Co's ROA % has ranged from 0.25 to 2.89. According to the industry distribution chart, Marui Group Co ranks #222 out of 546 companies in the Credit Services industry, placing it in the top 40.7%.
Is Marui Group Co's ROA % too high?
Marui Group Co's current ROA % of 2.38% is near median its 10-year median of 2.51. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 2.89. The Credit Services industry median ROA % is 1.93. Marui Group Co's value of 2.38% is 23.3% above this industry median. Based on the distribution chart, Marui Group Co ranks #222 out of 546 companies in the Credit Services industry, which is above the industry midpoint. Overall, Marui Group Co has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Marui Group Co's ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Marui Group Co ranks #222 out of 546 companies for ROA %. This puts Marui Group Co in the upper half of its industry. The industry median ROA % is 1.93. Marui Group Co's value of 2.38% is 23.3% above this benchmark. Historically, Marui Group Co's own ROA % has ranged from 0.25 to 2.89 over the past decade. While the company's 10-year median is 2.51 vs. the industry median of 1.93, Marui Group Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.93, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marui Group Co's current ROA % of 2.38% is 23.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Marui Group Co and its competitors. For the Credit Services industry, the median ROA % is 1.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marui Group Co's current ROA % is 2.38%, which is near median its own 10-year median of 2.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marui Group Co stock overvalued right now?
Marui Group Co (STU:MUI) has a current ROA % of 2.38%. The stock's GF Value™ is €17.55, compared to a current price of €14.90 — trading 15.1% below its estimated fair value. The current ROA % is 2.38%, which is near median its 10-year median of 2.51 and 23.3% above the Credit Services industry median of 1.93. Marui Group Co's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Marui Group Co (STU:MUI), the current ROA % is 2.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Marui Group Co (STU:MUI) Overvalued in 2026?
Based on GuruFocus' analysis, Marui Group Co stock appears to be undervalued.
The current stock price of €14.90 is trading 15.1% below its estimated GF Value™ of €17.55.
Key valuation signals for STU:MUI:
ROA %: 2.38% (near median its 10-year median of 2.51)
GF Value™: €17.55 vs. price of €14.90 (15.1% below fair value)
Industry Position: 23.3% above the Credit Services median (#222 of 546)
No single metric tells the full story. See the STU:MUI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Marui Group Co Ltd operates group companies engaged in retail and fintech businesses. It operates through two segments, namely Retailing and Fintech. The Retailing segment is involved in managing commercial property rentals, retail operations for clothing and accessories, space production, advertising, apparel distribution, and the management of buildings and other facilities. The FinTech segment engages in the credit card services, consumer loans, and the rent guarantee businesses; IT systems; and real estate rental. The company generates the majority of its revenue from the Fintech segment.
80GF Score
Get the complete analysis for STU:MUI
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:MUI has been successfully added to your 
