Symphony Life Bhd (XKLS:1538) ROA %: 3.66% (As of Sep. 2025) — 37% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:1538 Symphony Life Bhd XKLS:1538
28 GF Score
Price RM0.19
GF Value RM0.09
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Symphony Life Bhd ROA %?

Symphony Life Bhd XKLS:1538 -5.13% 28 ROA % is 3.66% as of Sep. 2025, which is 37% above its 10-year median of 2.68. GuruFocus rates XKLS:1538 with a GF Score™ of 28/100 and a GF Value™ of RM0.09 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,803 Real Estate companies, Symphony Life Bhd ranks worse than 54.69% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Symphony Life Bhd's annualized Net Income for the quarter that ended in Sep. 2025 was RM42.25 Mil. Symphony Life Bhd's average Total Assets over the quarter that ended in Sep. 2025 was RM1,155.12 Mil. Therefore, Symphony Life Bhd's annualized ROA % for the quarter that ended in Sep. 2025 was 3.66%.

The historical rank and industry rank for Symphony Life Bhd's ROA % or its related term are showing as below:

XKLS:1538' s ROA % Range Over the Past 10 Years
Min: -5.6   Med: 2.68   Max: 5.59
Current: 1.17

During the past 13 years, Symphony Life Bhd's highest ROA % was 5.59%. The lowest was -5.60%. And the median was 2.68%.

XKLS:1538's ROA % is ranked worse than
54.69% of 1803 companies
in the Real Estate industry
Industry Median: 1.7 vs XKLS:1538: 1.17

Symphony Life Bhd  (XKLS:1538) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Sep. 2025 )
=Net Income/Total Assets
=42.248/1155.115
=(Net Income / Revenue)*(Revenue / Total Assets)
=(42.248 / 27.1)*(27.1 / 1155.115)
=Net Margin %*Asset Turnover
=155.9 %*0.0235
=3.66 %

Note: The Net Income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Symphony Life Bhd ROA % Related Terms


Symphony Life Bhd ROA % Historical Data

* Premium members only.

The historical data trend for Symphony Life Bhd's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Symphony Life Bhd ROA % Chart

Symphony Life Bhd Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.19 2.64 -5.60 -0.66 -0.53

Symphony Life Bhd Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.40 -0.88 0.47 1.44 3.66

Symphony Life Bhd ROA % Competitor Comparison

For the Real Estate - Development subindustry, Symphony Life Bhd's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Symphony Life Bhd ROA % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Symphony Life Bhd's ROA % distribution charts can be found below:

* The bar in red indicates where Symphony Life Bhd's ROA % falls into.


XKLS:1538
28GF Score
Symphony Life Bhd XKLS:1538
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Symphony Life Bhd ROA % Calculation

Symphony Life Bhd's annualized ROA % for the fiscal year that ended in Mar. 2025 is calculated as:

ROA %=Net Income (A: Mar. 2025 )/( (Total Assets (A: Mar. 2024 )+Total Assets (A: Mar. 2025 ))/ count )
=-6.266/( (1208.668+1171.624)/ 2 )
=-6.266/1190.146
=-0.53 %

Symphony Life Bhd's annualized ROA % for the quarter that ended in Sep. 2025 is calculated as:

ROA %=Net Income (Q: Sep. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Sep. 2025 ))/ count )
=42.248/( (1170.946+1139.284)/ 2 )
=42.248/1155.115
=3.66 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Sep. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 3.66% mean?
Symphony Life Bhd (XKLS:1538) has a ROA % of 3.66% as of Sep. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Symphony Life Bhd and its competitors. This is 37% above median its historical median of 2.68. According to the industry distribution chart, Symphony Life Bhd ranks #986 out of 1803 companies in the Real Estate industry, placing it in the top 54.7%.
Is Symphony Life Bhd's ROA % too high?
Symphony Life Bhd's current ROA % of 3.66% is 37% above median its 10-year median of 2.68. The Real Estate industry median ROA % is 1.70. Symphony Life Bhd's value of 3.66% is 115.3% above this industry median. Based on the distribution chart, Symphony Life Bhd ranks #986 out of 1803 companies in the Real Estate industry, which is below the industry midpoint. Overall, Symphony Life Bhd has a GF Score™ of 28/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Symphony Life Bhd's ROA % compare to competitors?
According to the Real Estate industry distribution chart, Symphony Life Bhd ranks #986 out of 1803 companies for ROA %. This places Symphony Life Bhd in the lower half of its industry. The industry median ROA % is 1.70. Symphony Life Bhd's value of 3.66% is 115.3% above this benchmark. While the company's 10-year median is 2.68 vs. the industry median of 1.70, Symphony Life Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Real Estate company?
The median ROA % among Real Estate companies is 1.70, based on 1,803 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Symphony Life Bhd's current ROA % of 3.66% is 115.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Symphony Life Bhd and its competitors. For the Real Estate industry, the median ROA % is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Symphony Life Bhd's current ROA % is 3.66%, which is 37% above median its own 10-year median of 2.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Symphony Life Bhd stock overvalued right now?
Based on GuruFocus' analysis, Symphony Life Bhd (XKLS:1538) is currently considered Significantly Overvalued. The stock's GF Value™ is RM0.09, compared to a current price of RM0.19 — trading 105.6% above its estimated fair value. The current ROA % is 3.66%, which is 37% above median its 10-year median of 2.68 and 115.3% above the Real Estate industry median of 1.70. Symphony Life Bhd's overall GF Score™ is 28/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Symphony Life Bhd (XKLS:1538), the current ROA % is 3.66% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Symphony Life Bhd (XKLS:1538) Overvalued in 2026?

Based on GuruFocus' analysis, Symphony Life Bhd stock appears to be overvalued. The current stock price of RM0.19 is trading 105.6% above its estimated GF Value™ of RM0.09. GuruFocus considers Symphony Life Bhd to be Significantly Overvalued.

Key valuation signals for XKLS:1538:

  • ROA %: 3.66% (37% above median its 10-year median of 2.68)
  • GF Value™: RM0.09 vs. price of RM0.19 (105.6% above fair value)
  • GF Score™: 28/100 with 4 warning signs
  • Industry Position: 115.3% above the Real Estate median (#986 of 1803)

No single metric tells the full story. See the XKLS:1538 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Symphony Life Bhd Business Description

Address No. 8, Persiaran Tropicana, Lot 18.2, 18th Floor, Menara Lien Hoe, Tropicana Golf & Country Resort, Petaling Jaya, SGR, MYS, 47410
Symphony Life Bhd is a property developer in Malaysia. The company's core business activities are categorized into four key segments, the Property development segment comprises property development, property management, and maintenance and property marketing consultancy; the Property investment segment is involved in the property investment and property management and maintenance; the Construction segment comprises incorporating construction works, and Other operations comprise other investments and investment holdings. The company predominantly carries out its operations in Malaysia.
28GF Score

Get the complete analysis for XKLS:1538

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.19
Price
RM0.09
GF Value