Nu Holdings (BSP:ROXO34) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:ROXO34 Nu Holdings Ltd BSP:ROXO34
73 GF Score
Price R$11.82
GF Value R$22.71
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Nu Holdings ROC (Joel Greenblatt) %?

Nu Holdings BSP:ROXO34 -2.23% 73 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates BSP:ROXO34 with a GF Score™ of 73/100 and a GF Value™ of R$22.71 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 46 Banks companies, Nu Holdings ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

BSP:ROXO34
73GF Score
Nu Holdings Ltd BSP:ROXO34
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Nu Holdings (BSP:ROXO34) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Nu Holdings and its competitors. According to the industry distribution chart, Nu Holdings ranks #999999 out of 46 companies in the Banks industry.
Is Nu Holdings' ROC (Joel Greenblatt) % too high?
Nu Holdings' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Nu Holdings ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Nu Holdings has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nu Holdings' ROC (Joel Greenblatt) % compare to TFC and FITB?
According to the Banks industry distribution chart, Nu Holdings ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Nu Holdings in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Nu Holdings and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nu Holdings's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nu Holdings stock overvalued right now?
Based on GuruFocus' analysis, Nu Holdings (BSP:ROXO34) is currently considered Significantly Undervalued. The stock's GF Value™ is R$22.71, compared to a current price of R$11.82 — trading 48% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Nu Holdings' overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Nu Holdings (BSP:ROXO34), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nu Holdings (BSP:ROXO34) Overvalued in 2026?

Based on GuruFocus' analysis, Nu Holdings stock appears to be undervalued. The current stock price of R$11.82 is trading 48% below its estimated GF Value™ of R$22.71. GuruFocus considers Nu Holdings to be Significantly Undervalued.

Key valuation signals for BSP:ROXO34:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: R$22.71 vs. price of R$11.82 (48% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the BSP:ROXO34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nu Holdings Business Description

Address c/o Campbells Corporate Services Limited, Willow House, Cricket Square, 4th Floor, Grand Cayman, CYM, KY1-9010
Nu Holdings Ltd is a Brazilian financial technology firm that offers digital banking services. Its services include Retail credit, SME credit, Payments, Customer assets, Insurance brokerage, E-commerce marketplace, and Mobile virtual network operator. It operates in single operating segment and geographically it operates in Brazil, Mexico, and Other countries with the majority of revenue deriving from Brazil.
73GF Score

Get the complete analysis for BSP:ROXO34

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$11.82
Price
R$22.71
GF Value