Nu Holdings (BSP:ROXO34) Short-Term Debt: R$9,770 Mil (As of Mar. 2026)

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BSP:ROXO34 Nu Holdings Ltd BSP:ROXO34
72 GF Score
Price R$12.05
GF Value R$23.43
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Nu Holdings Short-Term Debt?

Nu Holdings BSP:ROXO34 -1.47% 72 Short-Term Debt is R$9,770 Mil as of Mar. 2026. GuruFocus rates BSP:ROXO34 with a GF Score™ of 72/100 and a GF Value™ of R$23.43 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Nu Holdings's Short-Term Debt for the quarter that ended in Mar. 2026 was R$9,770 Mil.

Nu Holdings's quarterly Short-Term Debt increased from Sep. 2025 (R$5,582 Mil) to Dec. 2025 (R$8,723 Mil) and increased from Dec. 2025 (R$8,723 Mil) to Mar. 2026 (R$9,770 Mil).

Nu Holdings's annual Short-Term Debt increased from Dec. 2023 (R$557 Mil) to Dec. 2024 (R$1,360 Mil) and increased from Dec. 2024 (R$1,360 Mil) to Dec. 2025 (R$8,723 Mil).

Nu Holdings Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Nu Holdings Short-Term Debt Related Terms

Nu Holdings Short-Term Debt Historical Data

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The historical data trend for Nu Holdings's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nu Holdings Short-Term Debt Chart

Nu Holdings Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial 0.00 201.05 556.59 1,359.80 8,722.68

Nu Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,024.12 3,027.70 5,582.41 8,722.68 9,769.64
BSP:ROXO34
72GF Score
Nu Holdings Ltd BSP:ROXO34
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of R$9,770 Mil mean?
Nu Holdings (BSP:ROXO34) has a Short-Term Debt of R$9,770 Mil as of Mar. 2026.
Is Nu Holdings' Short-Term Debt too high?
Nu Holdings' current Short-Term Debt is R$9,770 Mil. Overall, Nu Holdings has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nu Holdings' Short-Term Debt compare to TFC and FITB?
Nu Holdings' Short-Term Debt of R$9,770 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Banks company?
A good Short-Term Debt depends on the Banks industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Nu Holdings's current Short-Term Debt is R$9,770 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nu Holdings stock overvalued right now?
Based on GuruFocus' analysis, Nu Holdings (BSP:ROXO34) is currently considered Significantly Undervalued. The stock's GF Value™ is R$23.43, compared to a current price of R$12.05 — trading 48.6% below its estimated fair value. The current Short-Term Debt is R$9,770 Mil. Nu Holdings' overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Nu Holdings (BSP:ROXO34), the current Short-Term Debt is R$9,770 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nu Holdings (BSP:ROXO34) Overvalued in 2026?

Based on GuruFocus' analysis, Nu Holdings stock appears to be undervalued. The current stock price of R$12.05 is trading 48.6% below its estimated GF Value™ of R$23.43. GuruFocus considers Nu Holdings to be Significantly Undervalued.

Key valuation signals for BSP:ROXO34:

  • Short-Term Debt: R$9,770 Mil
  • GF Value™: R$23.43 vs. price of R$12.05 (48.6% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the BSP:ROXO34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nu Holdings Business Description

Address c/o Campbells Corporate Services Limited, Willow House, Cricket Square, 4th Floor, Grand Cayman, CYM, KY1-9010
Nu Holdings Ltd is a Brazilian financial technology firm that offers digital banking services. Its services include Retail credit, SME credit, Payments, Customer assets, Insurance brokerage, E-commerce marketplace, and Mobile virtual network operator. It operates in single operating segment and geographically it operates in Brazil, Mexico, and Other countries with the majority of revenue deriving from Brazil.
72GF Score

Get the complete analysis for BSP:ROXO34

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$12.05
Price
R$23.43
GF Value