HDFC Bank (BUE:HDB) ROC (Joel Greenblatt) %: % (As of Mar. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BUE:HDB HDFC Bank Ltd BUE:HDB
67 GF Score
Price ARS18,240.00
GF Value ARS23,061.13
Valuation Modestly Undervalued
! 2 Warning Signs
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What is HDFC Bank ROC (Joel Greenblatt) %?

HDFC Bank BUE:HDB -2.15% 67 ROC (Joel Greenblatt) % is % as of Mar. 2025. GuruFocus rates BUE:HDB with a GF Score™ of 67/100 and a GF Value™ of ARS23,061.13 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 46 Banks companies, HDFC Bank ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

BUE:HDB
67GF Score
HDFC Bank Ltd BUE:HDB
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
HDFC Bank (BUE:HDB) has a ROC (Joel Greenblatt) % of % as of Mar. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on HDFC Bank and its competitors. According to the industry distribution chart, HDFC Bank ranks #999999 out of 46 companies in the Banks industry.
Is HDFC Bank's ROC (Joel Greenblatt) % too high?
HDFC Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, HDFC Bank ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, HDFC Bank has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HDFC Bank's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, HDFC Bank ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places HDFC Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on HDFC Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HDFC Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDFC Bank stock overvalued right now?
Based on GuruFocus' analysis, HDFC Bank (BUE:HDB) is currently considered Modestly Undervalued. The stock's GF Value™ is ARS23,061.13, compared to a current price of ARS18,240.00 — trading 20.9% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. HDFC Bank's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For HDFC Bank (BUE:HDB), the current ROC (Joel Greenblatt) % is % as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HDFC Bank (BUE:HDB) Overvalued in 2026?

Based on GuruFocus' analysis, HDFC Bank stock appears to be undervalued. The current stock price of ARS18,240.00 is trading 20.9% below its estimated GF Value™ of ARS23,061.13. GuruFocus considers HDFC Bank to be Modestly Undervalued.

Key valuation signals for BUE:HDB:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ARS23,061.13 vs. price of ARS18,240.00 (20.9% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the BUE:HDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HDFC Bank Business Description

Address Senapati Bapat Marg, HDFC Bank House, Lower Parel (West), Mumbai, MH, IND, 400013
HDFC Bank Ltd is an Indian bank. It operates in the following segments: Treasury, Retail banking, Wholesale banking, and Other banking business. The maximum revenue for the company is generated from its Retail banking segment, which serves retail customers through its branch network and other channels. This segment raises customer deposits and provides loans and other services to customers using different product groups. Its other operations include providing wholesale banking services to corporates, government entities, and other enterprises, generating income from its treasury operations, and performing para-banking activities such as offering credit cards, debit cards, etc. Geographically, the company generates a majority of its revenue from its operations in India.
67GF Score

Get the complete analysis for BUE:HDB

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS18,240.00
Price
ARS23,061.13
GF Value