Horace Mann Educators (FRA:HM9) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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FRA:HM9 Horace Mann Educators Corp FRA:HM9
69 GF Score
Price €42.40
GF Value €35.37
! 8 Warning Signs
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What is Horace Mann Educators ROC (Joel Greenblatt) %?

Horace Mann Educators FRA:HM9 -3.20% 69 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FRA:HM9 with a GF Score™ of 69/100 and a GF Value™ of €35.37. The stock has 8 warning signs investors should review. Among 65 Insurance companies, Horace Mann Educators ranks worse than 1538460% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:HM9
69GF Score
Horace Mann Educators Corp FRA:HM9
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Horace Mann Educators (FRA:HM9) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Horace Mann Educators and its competitors. According to the industry distribution chart, Horace Mann Educators ranks #999999 out of 65 companies in the Insurance industry.
Is Horace Mann Educators' ROC (Joel Greenblatt) % too high?
Horace Mann Educators' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Horace Mann Educators ranks #999999 out of 65 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Horace Mann Educators has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Horace Mann Educators' ROC (Joel Greenblatt) % compare to STC and SLDE?
According to the Insurance industry distribution chart, Horace Mann Educators ranks #999999 out of 65 companies for ROC (Joel Greenblatt) %. This places Horace Mann Educators in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 74.51. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 74.51, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Horace Mann Educators and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 74.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Horace Mann Educators's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Horace Mann Educators stock overvalued right now?
Horace Mann Educators (FRA:HM9) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is €35.37, compared to a current price of €42.40 — trading 19.9% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Horace Mann Educators' overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Horace Mann Educators (FRA:HM9), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Horace Mann Educators (FRA:HM9) Overvalued in 2026?

Based on GuruFocus' analysis, Horace Mann Educators stock appears to be overvalued. The current stock price of €42.40 is trading 19.9% above its estimated GF Value™ of €35.37.

Key valuation signals for FRA:HM9:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €35.37 vs. price of €42.40 (19.9% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the FRA:HM9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Horace Mann Educators Business Description

Other Exchanges HMN:USA
Address 1 Horace Mann Plaza, Springfield, IL, USA, 62715-0001
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
69GF Score

Get the complete analysis for FRA:HM9

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€42.40
Price
€35.37
GF Value