Banca Transilvania (BSE:TLV) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSE:TLV Banca Transilvania SA BSE:TLV
84 GF Score
Price lei40.68
GF Value lei30.93
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Banca Transilvania ROC %?

Banca Transilvania BSE:TLV -3.05% 84 ROC % is % as of Mar. 2026. GuruFocus rates BSE:TLV with a GF Score™ of 84/100 and a GF Value™ of lei30.93 (Significantly Overvalued). The stock has 8 warning signs investors should review.

ROC %does not apply to banks.

BSE:TLV
84GF Score
Banca Transilvania SA BSE:TLV
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Banca Transilvania (BSE:TLV) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Banca Transilvania and its competitors.
Is Banca Transilvania's ROC % too high?
Banca Transilvania's current ROC % is %. Overall, Banca Transilvania has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Transilvania's ROC % compare to PNC and USB?
Banca Transilvania's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Banca Transilvania and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Transilvania's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Transilvania stock overvalued right now?
Based on GuruFocus' analysis, Banca Transilvania (BSE:TLV) is currently considered Significantly Overvalued. The stock's GF Value™ is lei30.93, compared to a current price of lei40.68 — trading 31.5% above its estimated fair value. The current ROC % is %. Banca Transilvania's overall GF Score™ is 84/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Banca Transilvania (BSE:TLV), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Transilvania (BSE:TLV) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Transilvania stock appears to be overvalued. The current stock price of lei40.68 is trading 31.5% above its estimated GF Value™ of lei30.93. GuruFocus considers Banca Transilvania to be Significantly Overvalued.

Key valuation signals for BSE:TLV:

  • ROC %: %
  • GF Value™: lei30.93 vs. price of lei40.68 (31.5% above fair value)
  • GF Score™: 84/100 with 8 warning signs

No single metric tells the full story. See the BSE:TLV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Transilvania Business Description

Other Exchanges 0DP9:UK7TB:Germany
Address 30-36 Calea Dorobantilor, Cluj-Napoca, ROU
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
84GF Score

Get the complete analysis for BSE:TLV

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

lei40.68
Price
lei30.93
GF Value