Banca Transilvania (BSE:TLV) ROE % Adjusted to Book Value: 9.99% (As of Mar. 2026)

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BSE:TLV Banca Transilvania SA BSE:TLV
84 GF Score
Price lei40.68
GF Value lei30.93
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Banca Transilvania ROE % Adjusted to Book Value?

Banca Transilvania BSE:TLV -3.05% 84 ROE % Adjusted to Book Value is 9.99% as of Mar. 2026. GuruFocus rates BSE:TLV with a GF Score™ of 84/100 and a GF Value™ of lei30.93 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Banca Transilvania's ROE % for the quarter that ended in Mar. 2026 was 19.28%. Banca Transilvania's PB Ratio for the quarter that ended in Mar. 2026 was 1.93. Banca Transilvania's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 9.99%.


Banca Transilvania ROE % Adjusted to Book Value Related Terms


Banca Transilvania ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Banca Transilvania's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Transilvania ROE % Adjusted to Book Value Chart

Banca Transilvania Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.14 16.01 17.88 21.28 16.24

Banca Transilvania Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.46 15.15 16.92 19.50 9.99

BSE:TLV vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Banca Transilvania's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Transilvania ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Banca Transilvania's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Banca Transilvania's ROE % Adjusted to Book Value falls into.


BSE:TLV
84GF Score
Banca Transilvania SA BSE:TLV
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banca Transilvania ROE % Adjusted to Book Value Calculation

Banca Transilvania's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=23.88% / 1.47
=16.24%

Banca Transilvania's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.28% / 1.93
=9.99%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.99% mean?
Banca Transilvania (BSE:TLV) has a ROE % Adjusted to Book Value of 9.99% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banca Transilvania and its competitors.
Is Banca Transilvania's ROE % Adjusted to Book Value too high?
Banca Transilvania's current ROE % Adjusted to Book Value is 9.99%. Overall, Banca Transilvania has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Transilvania's ROE % Adjusted to Book Value compare to PNC and USB?
Banca Transilvania's ROE % Adjusted to Book Value of 9.99% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banca Transilvania and its competitors. Banca Transilvania's current ROE % Adjusted to Book Value is 9.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Transilvania stock overvalued right now?
Based on GuruFocus' analysis, Banca Transilvania (BSE:TLV) is currently considered Significantly Overvalued. The stock's GF Value™ is lei30.93, compared to a current price of lei40.68 — trading 31.5% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.99%. Banca Transilvania's overall GF Score™ is 84/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Banca Transilvania (BSE:TLV), the current ROE % Adjusted to Book Value is 9.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Transilvania (BSE:TLV) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Transilvania stock appears to be overvalued. The current stock price of lei40.68 is trading 31.5% above its estimated GF Value™ of lei30.93. GuruFocus considers Banca Transilvania to be Significantly Overvalued.

Key valuation signals for BSE:TLV:

  • ROE % Adjusted to Book Value: 9.99%
  • GF Value™: lei30.93 vs. price of lei40.68 (31.5% above fair value)
  • GF Score™: 84/100 with 8 warning signs

No single metric tells the full story. See the BSE:TLV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Transilvania Business Description

Other Exchanges 0DP9:UK7TB:Germany
Address 30-36 Calea Dorobantilor, Cluj-Napoca, ROU
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
84GF Score

Get the complete analysis for BSE:TLV

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

lei40.68
Price
lei30.93
GF Value