Merchants Bancorp (FRA:3KD) ROC %: % (As of Mar. 2026)


FRA:3KD Merchants Bancorp FRA:3KD
79 GF Score
Price €41.40
GF Value €36.87
! 10 Warning Signs
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What is Merchants Bancorp ROC %?

Merchants Bancorp FRA:3KD -2.36% 79 ROC % is % as of Mar. 2026. GuruFocus rates FRA:3KD with a GF Score™ of 79/100 and a GF Value™ of €36.87. The stock has 10 warning signs investors should review.

ROC %does not apply to banks.

FRA:3KD
79GF Score
Merchants Bancorp FRA:3KD
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Merchants Bancorp (FRA:3KD) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Merchants Bancorp and its competitors.
Is Merchants Bancorp's ROC % too high?
Merchants Bancorp's current ROC % is %. Overall, Merchants Bancorp has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Merchants Bancorp's ROC % compare to BANR and BLX?
Merchants Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.89, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Merchants Bancorp and its competitors. For the Banks industry, the median ROC % is 1.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Merchants Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Merchants Bancorp stock overvalued right now?
Merchants Bancorp (FRA:3KD) has a current ROC % of %. The stock's GF Value™ is €36.87, compared to a current price of €41.40 — trading 12.3% above its estimated fair value. The current ROC % is %. Merchants Bancorp's overall GF Score™ is 79/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Merchants Bancorp (FRA:3KD), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Merchants Bancorp (FRA:3KD) Overvalued in 2026?

Based on GuruFocus' analysis, Merchants Bancorp stock appears to be overvalued. The current stock price of €41.40 is trading 12.3% above its estimated GF Value™ of €36.87.

Key valuation signals for FRA:3KD:

  • ROC %: %
  • GF Value™: €36.87 vs. price of €41.40 (12.3% above fair value)
  • GF Score™: 79/100 with 10 warning signs

No single metric tells the full story. See the FRA:3KD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Merchants Bancorp Business Description

Other Exchanges MBINN.PFD:USAMBIN:USA
Address 410 Monon Boulevard, Carmel, IN, USA, 46032
Merchants Bancorp is a United States-based bank holding company operating multiple lines of business focused on FHA multi-family housing and healthcare facility financing and servicing, retail and correspondent residential mortgage banking, and traditional community banking. Its segments include Multi-family Mortgage Banking, which originates and services government-sponsored mortgages for multi-family and healthcare facilities; Mortgage Warehousing, which offers mortgage warehouse financing, commercial loans and deposit services; and the Banking segment, which generates maximum revenue and provides portfolio lending for multi-family and healthcare facility loans, residential mortgage banking, agricultural lending, SBA lending and community banking.
79GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€41.40
Price
€36.87
GF Value