Merchants Bancorp (FRA:3KD) Tariff Resilience Score: 8/10 (As of Jul. 13, 2026)


FRA:3KD Merchants Bancorp FRA:3KD
79 GF Score
Price €41.80
GF Value €37.18
! 10 Warning Signs
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What is Merchants Bancorp Tariff Resilience Score?

Merchants Bancorp FRA:3KD +1.46% 79 Tariff Resilience Score is 8 as of Jul. 13, 2026. GuruFocus rates FRA:3KD with a GF Score™ of 79/100 and a GF Value™ of €37.18. The stock has 10 warning signs investors should review. Among 1,610 Banks companies, Merchants Bancorp ranks better than 78.76% on this metric.

Merchants Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Merchants Bancorp has Primarily a domestic financial institution with minimal direct exposure to international trade tariffs. Limited global supply chain dependencies and no significant import/export activities.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Merchants Bancorp might have Highly Resilient.

Merchants Bancorp  (FRA:3KD) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Merchants Bancorp Tariff Resilience Score Related Terms

FRA:3KD vs BANR, BLX, HAPN: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Merchants Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Merchants Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Merchants Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Merchants Bancorp's Tariff Resilience Score falls into.


FRA:3KD
79GF Score
Merchants Bancorp FRA:3KD
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Merchants Bancorp (FRA:3KD) has a Tariff Resilience Score of 8 as of Jul. 13, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Merchants Bancorp ranks #342 out of 1610 companies in the Banks industry, placing it in the top 21.2%.
Is Merchants Bancorp's Tariff Resilience Score too high?
Merchants Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, Merchants Bancorp ranks #342 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Merchants Bancorp has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Merchants Bancorp's Tariff Resilience Score compare to BANR and BLX?
According to the Banks industry distribution chart, Merchants Bancorp ranks #342 out of 1610 companies for Tariff Resilience Score. This places Merchants Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Merchants Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Merchants Bancorp stock overvalued right now?
Merchants Bancorp (FRA:3KD) has a current Tariff Resilience Score of 8. The stock's GF Value™ is €37.18, compared to a current price of €41.80 — trading 12.4% above its estimated fair value. The current Tariff Resilience Score is 8. Merchants Bancorp's overall GF Score™ is 79/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Merchants Bancorp (FRA:3KD), the current Tariff Resilience Score is 8 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Merchants Bancorp (FRA:3KD) Overvalued in 2026?

Based on GuruFocus' analysis, Merchants Bancorp stock appears to be overvalued. The current stock price of €41.80 is trading 12.4% above its estimated GF Value™ of €37.18.

Key valuation signals for FRA:3KD:

  • Tariff Resilience Score: 8
  • GF Value™: €37.18 vs. price of €41.80 (12.4% above fair value)
  • GF Score™: 79/100 with 10 warning signs

No single metric tells the full story. See the FRA:3KD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Merchants Bancorp Business Description

Other Exchanges MBINN.PFD:USAMBIN:USA
Address 410 Monon Boulevard, Carmel, IN, USA, 46032
Merchants Bancorp is a United States-based bank holding company operating multiple lines of business focused on FHA multi-family housing and healthcare facility financing and servicing, retail and correspondent residential mortgage banking, and traditional community banking. Its segments include Multi-family Mortgage Banking, which originates and services government-sponsored mortgages for multi-family and healthcare facilities; Mortgage Warehousing, which offers mortgage warehouse financing, commercial loans and deposit services; and the Banking segment, which generates maximum revenue and provides portfolio lending for multi-family and healthcare facility loans, residential mortgage banking, agricultural lending, SBA lending and community banking.
79GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€41.80
Price
€37.18
GF Value