BayCom (FRA:B2J) ROC %: % (As of Mar. 2026)


FRA:B2J BayCom Corp FRA:B2J
69 GF Score
Price €28.80
GF Value €23.05
Valuation Modestly Overvalued
! 4 Warning Signs
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What is BayCom ROC %?

BayCom FRA:B2J -3.36% 69 ROC % is % as of Mar. 2026. GuruFocus rates FRA:B2J with a GF Score™ of 69/100 and a GF Value™ of €23.05 (Modestly Overvalued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

FRA:B2J
69GF Score
BayCom Corp FRA:B2J
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
BayCom (FRA:B2J) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on BayCom and its competitors.
Is BayCom's ROC % too high?
BayCom's current ROC % is %. Overall, BayCom has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BayCom's ROC % compare to AVBH and CHMG?
BayCom's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.89, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on BayCom and its competitors. For the Banks industry, the median ROC % is 1.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BayCom's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayCom stock overvalued right now?
Based on GuruFocus' analysis, BayCom (FRA:B2J) is currently considered Modestly Overvalued. The stock's GF Value™ is €23.05, compared to a current price of €28.80 — trading 24.9% above its estimated fair value. The current ROC % is %. BayCom's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For BayCom (FRA:B2J), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BayCom (FRA:B2J) Overvalued in 2026?

Based on GuruFocus' analysis, BayCom stock appears to be overvalued. The current stock price of €28.80 is trading 24.9% above its estimated GF Value™ of €23.05. GuruFocus considers BayCom to be Modestly Overvalued.

Key valuation signals for FRA:B2J:

  • ROC %: %
  • GF Value™: €23.05 vs. price of €28.80 (24.9% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the FRA:B2J stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BayCom Business Description

Other Exchanges BCML:USA
Address 500 Ygnacio Valley Road, Walnut Creek, CA, USA, 94596
BayCom Corp is a bank holding company for United Business Bank. It provides a broad range of financial services to businesses and business owners as well as individuals through its full-service branches and loan production office. The company targets its services to small and medium-sized businesses, professional firms, real estate professionals, nonprofit businesses, labor unions, and related nonprofit entities and businesses, and individual consumers. Its products and services include deposit products, personal accounts, loans, online banking, cash management, and business savings services. The Company operates as one reportable segment: banking operations.
69GF Score

Get the complete analysis for FRA:B2J

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.80
Price
€23.05
GF Value