BayCom (FRA:B2J) Tariff Resilience Score: 9/10 (As of Jul. 14, 2026)

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FRA:B2J BayCom Corp FRA:B2J
72 GF Score
Price €28.80
GF Value €22.80
Valuation Modestly Overvalued
! 4 Warning Signs
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What is BayCom Tariff Resilience Score?

BayCom FRA:B2J 72 Tariff Resilience Score is 9 as of Jul. 14, 2026. GuruFocus rates FRA:B2J with a GF Score™ of 72/100 and a GF Value™ of €22.80 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,609 Banks companies, BayCom ranks better than 99.25% on this metric.

BayCom has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

BayCom has BayCom Corp, a regional bank, has minimal exposure to international trade tariffs. Its operations are primarily domestic, and its revenue is not directly tied to global supply chains or trade flows, providing high resilience to tariff changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes BayCom might have Highly Resilient.

BayCom  (FRA:B2J) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

BayCom Tariff Resilience Score Related Terms

FRA:B2J vs AVBH, CHMG, CZFS: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, BayCom's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BayCom Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, BayCom's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where BayCom's Tariff Resilience Score falls into.


FRA:B2J
72GF Score
BayCom Corp FRA:B2J
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
BayCom (FRA:B2J) has a Tariff Resilience Score of 9 as of Jul. 14, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, BayCom ranks #12 out of 1609 companies in the Banks industry, placing it in the top 0.7%.
Is BayCom's Tariff Resilience Score too high?
BayCom's current Tariff Resilience Score is 9. Based on the distribution chart, BayCom ranks #12 out of 1609 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BayCom has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BayCom's Tariff Resilience Score compare to AVBH and CHMG?
According to the Banks industry distribution chart, BayCom ranks #12 out of 1609 companies for Tariff Resilience Score. This places BayCom in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. BayCom's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayCom stock overvalued right now?
Based on GuruFocus' analysis, BayCom (FRA:B2J) is currently considered Modestly Overvalued. The stock's GF Value™ is €22.80, compared to a current price of €28.80 — trading 26.3% above its estimated fair value. The current Tariff Resilience Score is 9. BayCom's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For BayCom (FRA:B2J), the current Tariff Resilience Score is 9 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BayCom (FRA:B2J) Overvalued in 2026?

Based on GuruFocus' analysis, BayCom stock appears to be overvalued. The current stock price of €28.80 is trading 26.3% above its estimated GF Value™ of €22.80. GuruFocus considers BayCom to be Modestly Overvalued.

Key valuation signals for FRA:B2J:

  • Tariff Resilience Score: 9
  • GF Value™: €22.80 vs. price of €28.80 (26.3% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the FRA:B2J stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BayCom Business Description

Other Exchanges BCML:USA
Address 500 Ygnacio Valley Road, Walnut Creek, CA, USA, 94596
BayCom Corp is a bank holding company for United Business Bank. It provides a broad range of financial services to businesses and business owners as well as individuals through its full-service branches and loan production office. The company targets its services to small and medium-sized businesses, professional firms, real estate professionals, nonprofit businesses, labor unions, and related nonprofit entities and businesses, and individual consumers. Its products and services include deposit products, personal accounts, loans, online banking, cash management, and business savings services. The Company operates as one reportable segment: banking operations.
72GF Score

Get the complete analysis for FRA:B2J

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.80
Price
€22.80
GF Value