UCO Bank (NSE:UCOBANK) ROC %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:UCOBANK UCO Bank NSE:UCOBANK
63 GF Score
Price ₹23.72
GF Value ₹36.60
Valuation Significantly Undervalued
! 3 Warning Signs
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What is UCO Bank ROC %?

UCO Bank NSE:UCOBANK -1.66% 63 ROC % is % as of Jun. 2026. GuruFocus rates NSE:UCOBANK with a GF Score™ of 63/100 and a GF Value™ of ₹36.60 (Significantly Undervalued). The stock has 3 warning signs investors should review.

ROC %does not apply to banks.

NSE:UCOBANK
63GF Score
UCO Bank NSE:UCOBANK
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
UCO Bank (NSE:UCOBANK) has a ROC % of % as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on UCO Bank and its competitors.
Is UCO Bank's ROC % too high?
UCO Bank's current ROC % is %. Overall, UCO Bank has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UCO Bank's ROC % compare to competitors?
UCO Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.57, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on UCO Bank and its competitors. For the Banks industry, the median ROC % is 1.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UCO Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UCO Bank stock overvalued right now?
Based on GuruFocus' analysis, UCO Bank (NSE:UCOBANK) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹36.60, compared to a current price of ₹23.72 — trading 35.2% below its estimated fair value. The current ROC % is %. UCO Bank's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For UCO Bank (NSE:UCOBANK), the current ROC % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UCO Bank (NSE:UCOBANK) Overvalued in 2026?

Based on GuruFocus' analysis, UCO Bank stock appears to be undervalued. The current stock price of ₹23.72 is trading 35.2% below its estimated GF Value™ of ₹36.60. GuruFocus considers UCO Bank to be Significantly Undervalued.

Key valuation signals for NSE:UCOBANK:

  • ROC %: %
  • GF Value™: ₹36.60 vs. price of ₹23.72 (35.2% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the NSE:UCOBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UCO Bank Business Description

Other Exchanges 532505:India
Address Barbourne Road, No. 10, 7th Floor, B.T.M. Sarani, Kolkata, WB, IND, 700001
UCO Bank provides banking products and services. Its products include deposits, loans/advances, value added services, remittances, forex and treasury services, NRI corner, rural banking, internet banking, and government business. The business operations of the Bank are broadly classified into four segments: corporate /wholesale banking, retail banking, treasury, and other banking services. It derives majority of revenue from corporate /wholesale banking segment.
63GF Score

Get the complete analysis for NSE:UCOBANK

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹23.72
Price
₹36.60
GF Value