UCO Bank (NSE:UCOBANK) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:UCOBANK UCO Bank NSE:UCOBANK
63 GF Score
Price ₹24.12
GF Value ₹36.60
Valuation Significantly Undervalued
! 3 Warning Signs
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What is UCO Bank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

NSE:UCOBANK
63GF Score
UCO Bank NSE:UCOBANK
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is UCO Bank (NSE:UCOBANK) Overvalued in 2026?

Based on GuruFocus' analysis, UCO Bank stock appears to be undervalued. The current stock price of ₹24.12 is trading 34.1% below its estimated GF Value™ of ₹36.60. GuruFocus considers UCO Bank to be Significantly Undervalued.

Key valuation signals for NSE:UCOBANK:

  • Altman Z-Score:
  • GF Value™: ₹36.60 vs. price of ₹24.12 (34.1% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the NSE:UCOBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UCO Bank Business Description

Other Exchanges 532505:India
Address Barbourne Road, No. 10, 7th Floor, B.T.M. Sarani, Kolkata, WB, IND, 700001
UCO Bank provides banking products and services. Its products include deposits, loans/advances, value added services, remittances, forex and treasury services, NRI corner, rural banking, internet banking, and government business. The business operations of the Bank are broadly classified into four segments: corporate /wholesale banking, retail banking, treasury, and other banking services. It derives majority of revenue from corporate /wholesale banking segment.
63GF Score

Get the complete analysis for NSE:UCOBANK

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹24.12
Price
₹36.60
GF Value