Bank of Ireland Group (STU:BIRB) ROC %: % (As of Dec. 2025)

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STU:BIRB Bank of Ireland Group PLC STU:BIRB
46 GF Score
Price €17.30
GF Value €10.87
! 6 Warning Signs
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What is Bank of Ireland Group ROC %?

Bank of Ireland Group STU:BIRB -1.14% 46 ROC % is % as of Dec. 2025. GuruFocus rates STU:BIRB with a GF Score™ of 46/100 and a GF Value™ of €10.87. The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

STU:BIRB
46GF Score
Bank of Ireland Group PLC STU:BIRB
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Bank of Ireland Group (STU:BIRB) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bank of Ireland Group and its competitors.
Is Bank of Ireland Group's ROC % too high?
Bank of Ireland Group's current ROC % is %. Overall, Bank of Ireland Group has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Ireland Group's ROC % compare to PNC and USB?
Bank of Ireland Group's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bank of Ireland Group and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Ireland Group's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Ireland Group stock overvalued right now?
Bank of Ireland Group (STU:BIRB) has a current ROC % of %. The stock's GF Value™ is €10.87, compared to a current price of €17.30 — trading 59.2% above its estimated fair value. The current ROC % is %. Bank of Ireland Group's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Bank of Ireland Group (STU:BIRB), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Ireland Group (STU:BIRB) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Ireland Group stock appears to be overvalued. The current stock price of €17.30 is trading 59.2% above its estimated GF Value™ of €10.87.

Key valuation signals for STU:BIRB:

  • ROC %: %
  • GF Value™: €10.87 vs. price of €17.30 (59.2% above fair value)
  • GF Score™: 46/100 with 6 warning signs

No single metric tells the full story. See the STU:BIRB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Ireland Group Business Description

Address 2 College Green, Dublin, IRL, D02 VR66
Bank of Ireland Group PLC is an Irish financial services group operating mostly in Ireland and the United Kingdom. Services include mortgages, business, and corporate lending, term loans, leasing, foreign exchange, life assurance, and pension products, among others. The bank's trading divisions include Retail Ireland, Wealth and Insurance, Retail UK, Corporate and Commercial , and Group Centre. The bank generates the majority of its revenue from Retail Ireland and serves consumer and business customers across a broad range of segments and sectors. Revenue is also derived from fees for a range of banking and transaction services. The bank has access to distribution in the United Kingdom via its relationship as a financial services partner with the nation's post office.
46GF Score

Get the complete analysis for STU:BIRB

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.30
Price
€10.87
GF Value