First Citizens BancShares (STU:FC6A) ROC %: % (As of Jun. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:FC6A First Citizens BancShares Inc STU:FC6A
75 GF Score
Price €1,850.00
GF Value €1,878.09
! 4 Warning Signs
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What is First Citizens BancShares ROC %?

First Citizens BancShares STU:FC6A -2.63% 75 ROC % is % as of Jun. 2026. GuruFocus rates STU:FC6A with a GF Score™ of 75/100 and a GF Value™ of €1,878.09. The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

STU:FC6A
75GF Score
First Citizens BancShares Inc STU:FC6A
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
First Citizens BancShares (STU:FC6A) has a ROC % of % as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on First Citizens BancShares and its competitors.
Is First Citizens BancShares' ROC % too high?
First Citizens BancShares' current ROC % is %. Overall, First Citizens BancShares has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does First Citizens BancShares' ROC % compare to KEY and RF?
First Citizens BancShares' ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on First Citizens BancShares and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Citizens BancShares's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Citizens BancShares stock overvalued right now?
First Citizens BancShares (STU:FC6A) has a current ROC % of %. The stock's GF Value™ is €1,878.09, compared to a current price of €1,850.00 — trading 1.5% below its estimated fair value. The current ROC % is %. First Citizens BancShares' overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For First Citizens BancShares (STU:FC6A), the current ROC % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Citizens BancShares (STU:FC6A) Overvalued in 2026?

Based on GuruFocus' analysis, First Citizens BancShares stock appears to be undervalued. The current stock price of €1,850.00 is trading 1.5% below its estimated GF Value™ of €1,878.09.

Key valuation signals for STU:FC6A:

  • ROC %: %
  • GF Value™: €1,878.09 vs. price of €1,850.00 (1.5% below fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the STU:FC6A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Citizens BancShares Business Description

Address 4300 Six Forks Road, Raleigh, NC, USA, 27609
First Citizens is a US regional bank with total assets of around $236 billion as of March 31, 2026. Headquartered in Raleigh, North Carolina, First Citizens' largest markets are North Carolina, South Carolina, and California. The bank has a track record of acquiring troubled banks from the FDIC, such as Silicon Valley Bridge Bank in 2023, which doubled its asset base. First Citizens offers products and services across retail, commercial, wealth management, and railcar leasing. First Citizens derived over 95% of its earnings from banking and less than 5% from railcar leasing in 2025.
75GF Score

Get the complete analysis for STU:FC6A

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1,850.00
Price
€1,878.09
GF Value