PKO Bank Polski (XPRA:PKO) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPRA:PKO PKO Bank Polski SA XPRA:PKO
87 GF Score
Price Kč623.10
GF Value Kč410.50
Valuation Significantly Overvalued
! 7 Warning Signs
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What is PKO Bank Polski ROC %?

PKO Bank Polski XPRA:PKO +5.11% 87 ROC % is % as of Mar. 2026. GuruFocus rates XPRA:PKO with a GF Score™ of 87/100 and a GF Value™ of Kč410.50 (Significantly Overvalued). The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

XPRA:PKO
87GF Score
PKO Bank Polski SA XPRA:PKO
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
PKO Bank Polski (XPRA:PKO) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on PKO Bank Polski and its competitors.
Is PKO Bank Polski's ROC % too high?
PKO Bank Polski's current ROC % is %. Overall, PKO Bank Polski has a GF Score™ of 87/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PKO Bank Polski's ROC % compare to PNC?
PKO Bank Polski's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on PKO Bank Polski and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PKO Bank Polski's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PKO Bank Polski stock overvalued right now?
Based on GuruFocus' analysis, PKO Bank Polski (XPRA:PKO) is currently considered Significantly Overvalued. The stock's GF Value™ is Kč410.50, compared to a current price of Kč623.10 — trading 51.8% above its estimated fair value. The current ROC % is %. PKO Bank Polski's overall GF Score™ is 87/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For PKO Bank Polski (XPRA:PKO), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PKO Bank Polski (XPRA:PKO) Overvalued in 2026?

Based on GuruFocus' analysis, PKO Bank Polski stock appears to be overvalued. The current stock price of Kč623.10 is trading 51.8% above its estimated GF Value™ of Kč410.50. GuruFocus considers PKO Bank Polski to be Significantly Overvalued.

Key valuation signals for XPRA:PKO:

  • ROC %: %
  • GF Value™: Kč410.50 vs. price of Kč623.10 (51.8% above fair value)
  • GF Score™: 87/100 with 7 warning signs

No single metric tells the full story. See the XPRA:PKO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PKO Bank Polski Business Description

Address Swietokrzyska 36, Warsaw, POL, 00-116
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
87GF Score

Get the complete analysis for XPRA:PKO

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč623.10
Price
Kč410.50
GF Value